Cost Of Living in Centreville, MD

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D+

22%

Overall NAT. AVG.

4%

Groceries NAT. AVG.

54%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Centreville	Maryland	National
Cost of living	122	121	100
Groceries	104	105	100
Health care	110	109	100
Housing	154	151	100
Transportation	110	109	100
Utilities	109	108	100
Lifestyle & Entertainment	108	109	100
Household Items	107	105	100
Education & Childcare	112	112	100

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Homes For Sale In Centreville, MD

126 Encore Ct

Centreville, MD

3355 Church Hill Rd

Centreville, MD

106 Encore Ct

Centreville, MD

141 Cat Pause Ln

Centreville, MD

Cost Of Living Quick Facts

The cost of living in Centreville is 1% higher than the Maryland average
The cost of living in Centreville is 22% higher than the national average
Centreville housing is 54% higher than the national average
Maryland general sales tax is 18% higher than the national average
Maryland state income tax is 23% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$171,290	$14,274	$3,997	$5,139
Renters	$73,573	$6,131	$1,717	$2,207

A good indicator of the general affordability of housing in Centreville, MD, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Centreville, the median monthly income is $171,290 for those who own their own homes. Under the standard rule, that income level would allow for $3,997 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $73,573, per the median income in the area. That would allow for renters to spend up to $1,717 on monthly rental expenses.

Maryland Sales Tax

State	General Sales Tax	With Max Surtax
Maryland	6%	6%

Maryland Income Tax

State	Income Tax (Low)	Income Tax (High)
Maryland	2%	5.75%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
West Denton, MD	14	99	0.8%
Edesville, MD	166	106	6.5%
Georgetown, MD	23	106	6.5%
Sudlersville, MD	438	94	5.9%
Greensboro, MD	2,938	97	3.4%
Centreville, MD	4,966	122	21.8%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Doffing, TX	4,967	85	14.9%
Pea Ridge, FL	4,964	96	3.8%
Tallassee, AL	4,968	87	12.8%
Jackson, CA	4,963	122	22.4%
Mount Plymouth, FL	4,969	108	8.5%
Centreville, MD	4,966	122	21.8%

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

Cost of Living in Centreville, MD

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Cost Of Living Quick Facts

Most Affordable Places to Live in and Around Centreville

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Median Income & Debt-To-Income Ratio

Maryland Sales Tax

Maryland Income Tax

Nearby cities with low cost of living

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