| Index | Irondequoit | New York | National |
| Cost of living | 103 | 121 | 100 |
| Groceries | 108 | 106 | 100 |
| Health care | 112 | 110 | 100 |
| Housing | 81 | 144 | 100 |
| Transportation | 116 | 113 | 100 |
| Utilities | 113 | 112 | 100 |
| Lifestyle & Entertainment | 113 | 111 | 100 |
| Household Items | 107 | 106 | 100 |
| Education & Childcare | 121 | 118 | 100 |
Getting a feel for the cost of living in Irondequoit is essential for anyone planning to relocate, as it empowers them to make informed financial decisions, secure a comfortable lifestyle and maintain financial stability in their new environment. The cost of living in Irondequoit is 103, which is 3% higher than the national average. Relocating individuals may need to adjust their savings and investment strategies based on the cost of living in the new location. It influences decisions about retirement planning, investments and financial goals.
The cost of living in Irondequoit is about average when compared to all other cities across the nation. You can expect that everyday items like food, household expenses and utility bills will be no more expensive than any other average city. Residents can anticipate living expenses that remain in line with the national average, ensuring a manageable financial burden, making it an attractive choice for those seeking affordability without the constraints of higher everyday expenditures.
Locals have the inside scoop on their city. So, we polled 6 residents in Irondequoit to learn how they view the cost of living. We asked how they felt about the cost of living in their area, and if they thought that prices were increasing, decreasing or staying the same. The verdict? 50% find it reasonable with decreasing prices, but 50% think it's quite pricey, with prices that continue to rise.
Wondering if Irondequoit is affordable? It's a question that often comes up when you're thinking about a new city since affordability can really shape your decisions. The cost of living index (covered earlier), housing expenses and income levels all play a part in the affordability equation. In Irondequoit, for example, the median home price is 27.4% lower than what folks pay nationally, and monthly rent is 0.6% higher than the usual rates. Plus, income levels matter too, with Irondequoit boasting a median household income of $95,806, which is 17.8% higher than the national average.
Transportation: If public transportation is limited or not available, residents may need to own and maintain vehicles, which can add to the cost of living. Gas, insurance, regular maintenance and potentially lease or finance payments will all need to be paid on a monthly basis. In Irondequoit, the transportation index is 15.8% higher than the national average.
Housing: Elevated demand for housing within coveted locales has the propensity to escalate both property values and rental rates, thereby serving as a primary catalyst for an augmented cost of living. Conversely, areas witnessing diminished housing demand, particularly within less desirable environs, often experience an inversely proportional effect, leading to price reductions and subsequently contributing to a more modest cost of living. In Irondequoit, the housing index is 19% lower than the national average.
Healthcare: Healthcare costs and insurance premiums can fluctuate greatly based on the city or state. Access to healthcare facilities, out-of-pocket expenses for doctor\’s visits, dentist costs, medication costs and specialized care costs can all impact the cost of living. In Irondequoit, the healthcare costs are 12.2% higher than the national average.
The Irondequoit cost of living estimates above use a normalized U.S. average of 100 as the baseline for comparison. Housing values incorporate local home price and rental information from the U.S. Census, while all other estimates are AI-assisted and modeled using expected everyday expenses, local market trends, climate, and transportation-related cost pressures. The results are intended for practical city-to-city comparisons.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $112,640 | $9,387 | $2,628 | $3,380 |
| Renters | $46,946 | $3,912 | $1,095 | $1,409 |
| State | General Sales Tax | With Max Surtax |
| New York | 4% | 8.875% |
| State | Income Tax (Low) | Income Tax (High) |
| New York | 4% | 10.9% |
| City | Population | Cost of Living Index | National Avg. |
| Rochester, NY | 211,665 | 96 | 3.6% |
| East Rochester, NY | 6,688 | 97 | 2.7% |
| Greece, NY | 15,005 | 100 | 0.2% |
| North Gates, NY | 9,942 | 101 | 0.5% |
| Ontario, NY | 2,111 | 103 | 3.3% |
| Irondequoit, NY | 51,610 | 103 | 3.0% |
| City | Population | Cost of Living Index | National Avg. |
| Methuen Town, MA | 51,590 | 131 | 30.9% |
| Kannapolis, NC | 51,586 | 97 | 2.6% |
| Levittown, PA | 51,634 | 107 | 6.7% |
| Rowland Heights, CA | 51,652 | 172 | 72.0% |
| Coral Gables, FL | 51,686 | 192 | 91.6% |
| Irondequoit, NY | 51,610 | 103 | 3.0% |
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