Cahokia, IL Cost Of Living

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Cahokia cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Index	Cahokia	Illinois	National
Cost of living index	81	98	100
Index	Cahokia	Illinois	National
Goods & Services index	91	98	100
Groceries index	105	97	100
Health care index	92	100	100
Housing index	45	95	100
Transportation index	95	112	100
Utilities index	101	97	100

An overview of the general cost of living index for Cahokia, IL is displayed above for your reference. Residents in Cahokia, IL enjoy a cost of living index of 81. This index is 18% lower than the Illinois average, and 19% lower than the national average. The following categories are used when determining the cost of living index for any given city: health care (5%), transportation (9%), utilities (10%), groceries (13%), housing (30%), and goods/services (33%). Clearly, housing and goods/services make up the majority of the formula for calculating the cost of living index. Because of this, the general cost of living for any given area can be estimated by looking at the cost of everyday goods in that area. For those living in Cahokia, IL, the average cost of goods and services is 7% lower than it is in Illinois, and it is 9% lower than the national average.

Did you know?

The cost of living in Cahokia is 18% lower than the Illinois average.
The cost of living in Cahokia is 19% lower than the national average.
The cost of housing in Cahokia is 55% lower than the national average.
Illinois general sales tax is 23% higher than the national average.
Illinois state income tax is 123% higher than the national average.

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Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Use the salary calculator to compare your current income in Cahokia, IL to any other city in the country. The calculator will tell you how much income you would need to make in a particular city to live at the same level based on the cost of living in each city. For example, if the cost of living in the city you are looking to move to is higher than that of Cahokia, IL, then you would need to earn a higher salary in order to enjoy the same standard of living. To use the Cahokia, IL salary calculator, enter the name of the new city, then move the slider to your current salary level. The salary calculator will do the rest and let you know if your salary would need to increase or decrease for the new city. You will also see a complete overview of the cost of living.

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$36,325	$3,027	$848	$1,090
Renters	$17,697	$1,475	$413	$531

If you want to find a good determining factor for the cost of living and the general affordability of housing in Cahokia, IL, all you must look at is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Cahokia, IL, the median monthly income is $36,325 for those who own their own homes. Under the standard rule, that income level would allow for $848 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $17,697, per the median income in the area. That would allow for renters to spend up to $413 on monthly rental expenses.

Illinois Sales Tax

State	General Sales Tax	With Max Surtax
Illinois	6.25%	10.25%

Illinois Income Tax

State	Income Tax (Low)	Income Tax (High)
Illinois	4.95%	4.95%

For those who live in Cahokia, IL and want to know what the true cost of living is, they ought to look at both the Illinois income tax rate and the Illinois sales tax rate. By sales tax, we mean the taxes that are included whenever a person is purchasing any goods or services. The amount that is taxed depends upon the particular state, where some states have a sales tax of zero percent while others can have a tax higher than seven percent. In Illinois, the sales tax is 6.25%, while the most you'll pay in surtax is 10.25%. There is also income tax to consider, which is based upon the amount of money made in a year. Just like sales tax, income tax depends upon the particular state but also depends upon what tax bracket the person is in. Income tax for the state can be higher than nine percent in some states to zero percent in others. For those that live in Illinois, the income tax rate ranges between 4.95% to 4.95%.

Goods & Services

Item	Cahokia	National avg.	Difference
Haircut	$17.00	$17.49	2.8%
Beauty Salon	$39.71	$38.17	4.0%
Toothpaste	$2.32	$2.32	0.0%
Shampoo	$1.06	$1.01	4.8%
Movie	$9.83	$10.72	8.3%
Bowling	$14.83	$13.86	7.0%

Groceries

Item	Cahokia	National avg.	Difference
Ground Beef	$4.01	$3.90	2.8%
Fried Chicken	$1.67	$1.40	19.7%
Milk	$1.90	$1.96	3.2%
Potatoes	$3.49	$3.18	9.6%
Pizza	$9.96	$10.39	4.2%
Beer	$9.26	$9.23	0.3%

Health Care

Item	Cahokia	National avg.	Difference
Optometrist	$78.67	$106.34	26.0%
Doctor	$71.67	$115.25	37.8%
Dentist	$102.57	$98.38	4.3%
Ibuprofen	$11.32	$9.26	22.2%
Lipitor	$474.50	$466.47	1.7%

Housing

Item	Cahokia	National avg.	Difference
Home Price	$50,300.00	$184,700.00	72.8%
Avg. Mortgage Payment	$855.20	$1,273.32	32.8%
Apartment Rent	$836.00	$949.00	11.9%

Transportation

Item	Cahokia	National avg.	Difference
Gasoline	$2.57	$2.59	0.7%
Tire Balancing	$44.41	$48.90	9.2%

Utilities

Item	Cahokia	National avg.	Difference
All Electricity	$163.79	$167.60	2.3%
Phone	$191.07	$163.42	16.9%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

City, State	Population	Cost of Living Index	National Avg.
Floraville, IL	0	96	-4%
Champ, MO	7	96	-4%
Paderborn, IL	44	96	-4%
Brooklyn, IL	740	75	-25%
Alorton, IL	1,908	77	-23%
Cahokia, IL	14,574	81	-19%

City, State	Population	Cost of Living Index	National Avg.
Greensburg, PA	14,572	92	-8%
Phillipsburg, NJ	14,570	95	-5%
Deming, NM	14,582	81	-19%
Thibodaux, LA	14,565	94	-6%
Yankton, SD	14,585	86	-14%
Cahokia, IL	14,574	81	-19%

Cahokia, IL Cost of Living