| Index | Herrin | Illinois | National |
| Cost of living | 85 | 98 | 100 |
| Groceries | 97 | 100 | 100 |
| Health care | 96 | 100 | 100 |
| Housing | 57 | 95 | 100 |
| Transportation | 99 | 101 | 100 |
| Utilities | 98 | 99 | 100 |
| Lifestyle & Entertainment | 95 | 100 | 100 |
| Household Items | 99 | 100 | 100 |
| Education & Childcare | 96 | 100 | 100 |
Are you thinking about relocating, but curious about the potential cost of living in Herrin? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in Herrin stands at 85, making it 15% lower than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.
Housing costs often consume a significant share of your take-home income, often surpassing 30%. Fortunately, Herrin distinguishes itself by reporting housing expenses that are 42.6% below the national average. This indicates that both owning a home and renting in this area are notably more budget-friendly compared to the rest of the nation. With such favorable housing affordability, residents of Herrin can allocate more of their income to housing, enhancing their financial flexibility.
Wondering if Herrin is affordable? It's a question that often comes up when you're thinking about a new city since affordability can really shape your decisions. The cost of living index (covered earlier), housing expenses and income levels all play a part in the affordability equation. In Herrin, for example, the median home price is 48.6% lower than what folks pay nationally, and monthly rent is 28.5% lower than the usual rates. Plus, income levels matter too, with Herrin boasting a median household income of $68,991, which is 15.2% lower than the national average.
Utilities: Similar to the prices of any other goods or services, utility expenditures can exhibit substantial variability, influenced by factors such as climate, energy sources accessibility, geographical location and state regulations. Costs related to electricity, water, heating, and waste disposal can fluctuate, whether higher or lower, contingent on the city or state. In Herrin, the utilities index is 2.5% lower than the national average.
Housing: High demand for housing in desirable locations can drive up property prices and rental rates. This can be a primary contributor to a higher cost of living. While low demand for housing, especially in undesirable locations, can have the reverse effect and drive prices down, resulting in a lower cost of living. The housing index in Herrin, is 42.6% lower than the national average.
Groceries: Over the past 2-3 years, grocery expenses have experienced substantial upward trends. In certain markets, food prices have surged by over 20% during this period, while others have witnessed more modest increases. These fluctuations in food costs can wield significant influence over the overall cost of living in a given region. In Herrin, the groceries index is 3.4% lower than the national average.
The cost of living data for Herrin shown above is based on a U.S. average baseline score of 100, making it easier to compare how far your dollar may go from one city to another. Housing uses U.S. Census home price and rental data, while all remaining values are AI-assisted estimates informed by regional pricing, climate, transportation dynamics, and local economic factors. These scores are best used for directional comparisons between cities.
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| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $83,278 | $6,940 | $1,943 | $2,499 |
| Renters | $47,172 | $3,931 | $1,101 | $1,415 |
| State | General Sales Tax | With Max Surtax |
| Illinois | 6.25% | 10.25% |
| State | Income Tax (Low) | Income Tax (High) |
| Illinois | 4.95% | 4.95% |
| City | Population | Cost of Living Index | National Avg. |
| Mulkeytown, IL | 132 | 97 | 3.0% |
| Hurst, IL | 781 | 78 | 21.7% |
| Dowell, IL | 364 | 78 | 21.6% |
| Zeigler, IL | 1,826 | 79 | 21.2% |
| Bush, IL | 314 | 79 | 21.1% |
| Herrin, IL | 13,309 | 85 | 14.9% |
| City | Population | Cost of Living Index | National Avg. |
| Grass Valley, CA | 13,311 | 129 | 28.8% |
| Oakland, NJ | 13,303 | 150 | 50.1% |
| Suamico, WI | 13,303 | 110 | 10.1% |
| Coolidge, AZ | 13,315 | 94 | 5.9% |
| Cedar Lake, IN | 13,302 | 97 | 2.7% |
| Herrin, IL | 13,309 | 85 | 14.9% |
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