Cost Of Living in Hutchinson, NJ

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F

18%

Overall NAT. AVG.

0%

Groceries NAT. AVG.

62%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Hutchinson	New Jersey	National
Cost of living	118	125	100
Groceries	100	108	100
Health care	97	112	100
Housing	162	157	100
Transportation	100	114	100
Utilities	98	111	100
Lifestyle & Entertainment	98	113	100
Household Items	99	107	100
Education & Childcare	98	120	100

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Cost Of Living Quick Facts

The cost of living in Hutchinson is 6% lower than the New Jersey average
The cost of living in Hutchinson is 18% higher than the national average
Hutchinson housing is 62% higher than the national average
New Jersey general sales tax is 30% higher than the national average
New Jersey state income tax is 46% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$225,914	$18,826	$5,271	$6,778
Renters	$0	$0	$0	$0

New Jersey Sales Tax

State	General Sales Tax	With Max Surtax
New Jersey	6.625%	12.625%

New Jersey Income Tax

State	Income Tax (Low)	Income Tax (High)
New Jersey	1.4%	10.75%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Broadway, NJ	187	99	1.2%
Port Murray, NJ	223	99	1.2%
Buttzville, NJ	59	99	1.2%
Great Meadows, NJ	272	99	1.2%
Port Colden, NJ	86	99	1.2%
Hutchinson, NJ	124	118	17.6%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Providence, AL	124	81	19.5%
Gay, GA	124	99	0.9%
Makaha Valley, HI	124	339	239.4%
St. Joseph, IA	124	95	5.3%
Woodburn, IA	124	77	23.3%
Hutchinson, NJ	124	118	17.6%