Cost Of Living in Gay, GA

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A+

1%

Overall NAT. AVG.

1%

Groceries NAT. AVG.

2%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Gay	Georgia	National
Cost of living	99	96	100
Groceries	101	99	100
Health care	100	99	100
Housing	98	88	100
Transportation	97	99	100
Utilities	100	102	100
Lifestyle & Entertainment	103	100	100
Household Items	99	100	100
Education & Childcare	97	99	100

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Homes For Sale In Gay, GA

8527 Gay Rd

Gay, GA

Highway 85

Gay, GA

426 Oakland Rd

Gay, GA

20112 Highway 85

Gay, GA

Cost Of Living Quick Facts

The cost of living in Gay is 3% higher than the Georgia average
The cost of living in Gay is 1% lower than the national average
Gay housing is 2% lower than the national average
Georgia general sales tax is 22% lower than the national average
Georgia state income tax is 61% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$152,492	$12,708	$3,558	$4,575
Renters	$56,300	$4,692	$1,314	$1,689

Georgia Sales Tax

State	General Sales Tax	With Max Surtax
Georgia	4%	8%

Georgia Income Tax

State	Income Tax (Low)	Income Tax (High)
Georgia	1%	5.57%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Hilltop, GA	103	100	0.5%
Woodbury, GA	1,222	85	14.5%
Thomaston, GA	9,024	86	14.3%
Greenville, GA	1,030	86	14.3%
Hannahs Mill, GA	3,651	87	13.3%
Gay, GA	124	99	0.9%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Providence, AL	124	81	19.5%
Makaha Valley, HI	124	339	239.4%
St. Joseph, IA	124	95	5.3%
Woodburn, IA	124	77	23.3%
Elizabeth, IN	124	90	10.2%
Gay, GA	124	99	0.9%

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

Cost of Living in Gay, GA

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Cost Of Living Quick Facts

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Median Income & Debt-To-Income Ratio

Georgia Sales Tax

Georgia Income Tax

Nearby cities with low cost of living

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