C+
12%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
39%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Huntley Illinois National
Cost of living11298100
Groceries99100100
Health care101100100
Housing13995100
Transportation102101100
Utilities10199100
Lifestyle & Entertainment97100100
Household Items100100100
Education & Childcare102100100
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An Overview of Cost of Living in Huntley, IL

Understanding the cost of living in Huntley can help future residents assess whether their current financial situation aligns with the expenses they will encounter. It enables them to plan for potential changes in their budget and lifestyle. The Huntley cost of living index is 112, which is 12% higher than the national average. The cost of living index is calculated by taking into account multiple categories, which encompass both the cost of everyday expenditures and larger expenses as well.

Housing costs significantly influence the Huntley cost of living index, typically accounting for a substantial portion of one's post-tax income. Regrettably, within this particular region, expenses related to both residential ownership and renting exceeded those observed in an average city by 39.5%. This entails elements such as housing and rental prices, mortgage interest rates and insurance costs.

Is Huntley Affordable?

Is Huntley an affordable place to live? That's a valid question to ask when you're thinking about moving to a new city. After all, how much it costs to live somewhere can be a huge factor in your decision. Affordability can be broken down into 3 common categories. The cost of living index (we talked about it earlier), housing expenses and income levels all play a big role in figuring out if a place is affordable. For instance, in Huntley, the median home price is 42% higher than what most folks pay across the country, and monthly rent prices are 33.6% higher than the usual rates. Income levels in Huntley come in at $117,075, which is 43.9% higher than the national average.

What Factors can Influence the Cost of Living in Huntley?

Housing: High demand for housing in desirable locations can drive up property prices and rental rates. This can be a primary contributor to a higher cost of living. While low demand for housing, especially in undesirable locations, can have the reverse effect and drive prices down, resulting in a lower cost of living. The housing index in Huntley, is 39.5% higher than the national average.

Healthcare: Healthcare costs and insurance premiums can undergo substantial fluctuations based on the city or state of residence. Elements such as the availability of healthcare facilities, out-of-pocket costs for medical consultations, dental expenses, prescription medication charges and specialized medical care fees all contribute to variations in the cost of living. In Huntley, healthcare costs are 1.3% higher than the national average.

Groceries: Grocery prices have seen substantial hikes in the last 2-3 years, with some markets witnessing food cost increases of over 20% during this period. Conversely, certain markets have experienced only moderate upticks. These variations in food expenses can have a substantial impact on the overall cost of living in any locality. In Huntley, the groceries index is 0.9% lower than the national average.

Where is the Data From?

The Huntley cost of living data above is designed around a U.S. average baseline of 100, allowing for easy comparisons of relative living costs. Housing incorporates U.S. Census home price and rental data, while all other figures are AI-assisted estimates that account for regional price trends, climate, transportation dynamics, and common everyday expenses. These values are best used as directional city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in Huntley is 14% higher than the Illinois average
  • The cost of living in Huntley is 12% higher than the national average
  • Huntley housing is 39% higher than the national average
  • Illinois general sales tax is 22% higher than the national average
  • Illinois state income tax is 91% higher than the national average

Most Affordable Places to Live in and Around Huntley

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Compare Huntley, IL Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$121,625$10,135$2,838$3,649
      Renters$95,412$7,951$2,226$2,863
      The affordability of the housing market in Huntley, IL as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Huntley homeowners, the median income is $121,625. This indicates that a monthly maximum of $2,838 should be spent by homeowners on all housing related costs. Renters have a median income of $95,412. This indicates that renters would have a maximum of $2,226 for their rent related monthly costs.

      Illinois Sales Tax

      State General Sales Tax With Max Surtax
      Illinois 6.25% 10.25%

      Illinois Income Tax

      State Income Tax (Low) Income Tax (High)
      Illinois 4.95% 4.95%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Garden Prairie, IL2718218.1%
      Marengo, IL8,096973.1%
      Genoa, IL5,209972.8%
      McCullom Lake, IL1,222972.5%
      Union, IL699991.2%
      Huntley, IL28,47411212.0%

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      City Population Cost of Living Index National Avg.
      Wasco, CA28,47311010.1%
      Perry Hall, MD28,46612019.5%
      Garfield Heights, OH28,4638316.5%
      Big Spring, TX28,4888812.3%
      Tualatin, OR28,44813838.2%
      Huntley, IL28,47411212.0%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.