| Index | Garfield Heights | Ohio | National |
| Cost of living | 83 | 89 | 100 |
| Groceries | 95 | 97 | 100 |
| Health care | 93 | 96 | 100 |
| Housing | 58 | 74 | 100 |
| Transportation | 92 | 96 | 100 |
| Utilities | 99 | 96 | 100 |
| Lifestyle & Entertainment | 98 | 95 | 100 |
| Household Items | 97 | 97 | 100 |
| Education & Childcare | 87 | 93 | 100 |
Understanding the cost of living in Garfield Heights can help future residents assess whether their current financial situation aligns with the expenses they will encounter. It enables them to plan for potential changes in their budget and lifestyle. The Garfield Heights cost of living index is 83, which is 17% lower than the national average. The cost of living index is calculated by taking into account multiple categories, which encompass both the cost of everyday expenditures and larger expenses as well.
Housing costs often consume a significant share of your take-home income, often surpassing 30%. Fortunately, Garfield Heights distinguishes itself by reporting housing expenses that are 41.7% below the national average. This indicates that both owning a home and renting in this area are notably more budget-friendly compared to the rest of the nation. With such favorable housing affordability, residents of Garfield Heights can allocate more of their income to housing, enhancing their financial flexibility.
Nobody knows their city better than the people who actually live there. So, we asked 6 local residents how they would rate the cost of living in Garfield Heights and this is how they responded. 83% of people said that the cost of living was affordable, with prices decreasing, while 17% of people said that the cost of living was very expensive and prices continue to rise.
Is Garfield Heights an affordable place to live? It's a good question and one that you might want to ask when considering any new city, as affordability can play a huge role in the decision making process. The cost of living index (which we covered above), as well as housing costs and income levels play a vital role in determining the affordability of an area. The median home price in Garfield Heights is 59.2% lower than the national average, while the average monthly rent prices are 0.8% lower than average. The affordability of any location can also be influenced by median income levels. Garfield Heights has a median household income of $64,419, which is 20.8% lower than the national average.
Utilities: Like everything else, utilities costs can range significantly depending on factors like climate, energy sources available, location and even state regulations. Things like electricity, water, heating and waste disposal costs can be higher or lower, depending on the city or state. The utilities index in Garfield Heights comes in at 1.1% lower than the national average.
Transportation: When public transportation options are limited or non-existent, residents frequently resort to vehicle ownership, which can significantly contribute to the overall cost of living. Monthly financial obligations encompass fuel, insurance, regular maintenance and potentially lease or financing expenses. In Garfield Heights, the transportation index is 8.3% lower than the national average.
Healthcare: Healthcare costs and insurance premiums can fluctuate greatly based on the city or state. Access to healthcare facilities, out-of-pocket expenses for doctor\’s visits, dentist costs, medication costs and specialized care costs can all impact the cost of living. In Garfield Heights, the healthcare costs are 6.9% lower than the national average.
The Garfield Heights cost of living data above is designed around a U.S. average baseline of 100, allowing for easy comparisons of relative living costs. Housing incorporates U.S. Census home price and rental data, while all other figures are AI-assisted estimates that account for regional price trends, climate, transportation dynamics, and common everyday expenses. These values are best used as directional city-to-city comparisons.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $84,444 | $7,037 | $1,970 | $2,534 |
| Renters | $38,504 | $3,209 | $898 | $1,155 |
| State | General Sales Tax | With Max Surtax |
| Ohio | 5.75% | 8% |
| State | Income Tax (Low) | Income Tax (High) |
| Ohio | 2.76% | 3.99% |
| City | Population | Cost of Living Index | National Avg. |
| East Cleveland, OH | 17,563 | 80 | 20.2% |
| Linndale, OH | 346 | 81 | 18.5% |
| Kinsman Center, OH | 674 | 82 | 18.1% |
| Highland Hills, OH | 782 | 82 | 18.0% |
| Cleveland, OH | 391,340 | 81 | 18.9% |
| Garfield Heights, OH | 28,463 | 83 | 16.5% |
| City | Population | Cost of Living Index | National Avg. |
| Perry Hall, MD | 28,466 | 120 | 19.5% |
| Wasco, CA | 28,473 | 110 | 10.1% |
| Huntley, IL | 28,474 | 112 | 12.0% |
| Tualatin, OR | 28,448 | 138 | 38.2% |
| Woolwich, ON | 28,438 | n/a | |
| Garfield Heights, OH | 28,463 | 83 | 16.5% |
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