| Index | Huntington | New York | National |
| Cost of living | 170 | 121 | 100 |
| Groceries | 105 | 106 | 100 |
| Health care | 111 | 110 | 100 |
| Housing | 312 | 144 | 100 |
| Transportation | 111 | 113 | 100 |
| Utilities | 110 | 112 | 100 |
| Lifestyle & Entertainment | 106 | 111 | 100 |
| Household Items | 105 | 106 | 100 |
| Education & Childcare | 114 | 118 | 100 |
Knowing the cost of living in Huntington allows individuals to create a realistic budget. This helps them understand how their income will cover expenses and whether they need to make financial adjustments. The cost of living in any region can fluctuate due to various factors. To assess the cost of living consistently across different areas, a national average of 100 serves as the basis for the cost of living index. The cost of living in Huntington stands at 170, marking it 70% higher than the national average.
If you value affordability in your search for a new place to live, Huntington may not be the most suitable option, as it stands out as one of the priciest areas in the entire United States. Only a small fraction of regions have a cost of living that is more than 20% higher than the national average, and regrettably, Huntington falls into this category, which may not align with your desire for an affordable place to call home.
Housing costs make up a big chunk of the cost of living in Huntington, and they usually eat into a large part of your take-home pay. Unfortunately, in this area, both buying a home and renting one costs 212% more than the average city. This includes stuff like home prices, rent, mortgage rates, and insurance.
Is Huntington an affordable place to live? That's a valid question to ask when you're thinking about moving to a new city. After all, how much it costs to live somewhere can be a huge factor in your decision. Affordability can be broken down into 3 common categories. The cost of living index (we talked about it earlier), housing expenses and income levels all play a big role in figuring out if a place is affordable. For instance, in Huntington, the median home price is 257.4% higher than what most folks pay across the country, and monthly rent prices are 106.3% higher than the usual rates. Income levels in Huntington come in at $198,757, which is 144.4% higher than the national average.
Urbanization: Larger, urban centers, known for their wealth of amenities and strong employment prospects, often exhibit an elevated cost of living, primarily attributable to the heightened demand for services and residential relocation. Consequently, this scenario leads to elevated home prices and higher rental rates. In contrast, sparsely populated rural areas or regions characterized by diminished demand typically provide a more limited array of amenities and experience slower job market growth, resulting in a more affordable cost of living.
Groceries: Over the past 2-3 years, grocery expenses have experienced substantial upward trends. In certain markets, food prices have surged by over 20% during this period, while others have witnessed more modest increases. These fluctuations in food costs can wield significant influence over the overall cost of living in a given region. In Huntington, the groceries index is 5.1% higher than the national average.
Utilities: As with the prices of anything else, utility costs can exhibit significant variations, contingent on factors like climate, energy source availability, geographic location and state regulations. The expenses associated with electricity, water, heating, and waste disposal can fluctuate, either upward or downward, depending on the particular city or state. In Huntington, the utilities index registers 9.5% higher than the national average.
The cost of living estimates displayed for Huntington are modeled using a U.S. average baseline of 100, helping provide a useful comparison of local living expenses. Housing calculations include U.S. Census home price and rental data, while all other values are AI-assisted estimates based on regional cost patterns, climate, transportation, and everyday spending expectations. These values are intended for directional comparisons across cities.
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| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $211,408 | $17,617 | $4,933 | $6,343 |
| Renters | $115,650 | $9,638 | $2,698 | $3,470 |
| State | General Sales Tax | With Max Surtax |
| New York | 4% | 8.875% |
| State | Income Tax (Low) | Income Tax (High) |
| New York | 4% | 10.9% |
| City | Population | Cost of Living Index | National Avg. |
| Stony Brook University, NY | 8,775 | 110 | 9.6% |
| Wyandanch, NY | 11,925 | 125 | 25.1% |
| Central Islip, NY | 34,526 | 128 | 28.1% |
| Brentwood, NY | 64,448 | 129 | 29.5% |
| North Bay Shore, NY | 20,198 | 130 | 29.6% |
| Huntington, NY | 19,888 | 170 | 69.6% |
| City | Population | Cost of Living Index | National Avg. |
| Lake Forest, IL | 19,888 | 178 | 78.3% |
| Frankfort, IL | 19,886 | 129 | 28.7% |
| Orinda, CA | 19,891 | 275 | 175.2% |
| Plattsburgh, NY | 19,892 | 98 | 2.0% |
| Colchester, Subd. B, NS | 19,895 | n/a | |
| Huntington, NY | 19,888 | 170 | 69.6% |
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