F
Overall 27%
Goods & Services 23%
Housing 44%
Date & Last Updated: This data reflects 2019 and was released from C2ER in January, 2020; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
IndexCentral IslipNew YorkNational
Cost of living127117100
Goods & Services123108100
Groceries110108100
Health care117101100
Housing144145100
Transportation124102100
Utilities12397100

Key findings

  • The cost of living in Central Islip is 9% higher than the New York average
  • The cost of living in Central Islip is 27% higher than the national average
  • Central Islip housing is 44% higher than the national average
  • New York general sales tax is 21% lower than the national average
  • New York state income tax is 62% higher than the national average

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Compare Central Islip, NY Cost of Living

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      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
      Owners$85,759$7,147$2,001$2,573
      Renters$41,202$3,434$961$1,236
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Central Islip, NY, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Central Islip homeowners, is $85,759. This would allow for a maximum of $2,001 per month to be spent on housing costs. For renters, the median monthly income is $41,202 which would result in a maximum of $961 to be spent on rental costs.

      New York Sales Tax

      StateGeneral Sales TaxWith Max Surtax
      New York4%8.875%

      New York Income Tax

      StateIncome Tax (Low)Income Tax (High)
      New York4%8.82%

      Goods & Services

      ItemCentral IslipNational avg.Difference
      Haircut $30.60$17.4975.0%
      Beauty Salon $59.00$38.1754.6%
      Toothpaste $2.05$2.3211.7%
      Shampoo $0.96$1.015.1%
      Movie $13.90$10.7229.6%
      Bowling $17.00$13.8622.6%

      Groceries

      ItemCentral IslipNational avg.Difference
      Ground Beef $4.57$3.9017.2%
      Fried Chicken $1.89$1.4035.4%
      Milk $2.15$1.969.6%
      Potatoes $3.99$3.1825.4%
      Pizza $9.39$10.399.7%
      Beer $9.89$9.237.2%

      Health Care

      ItemCentral IslipNational avg.Difference
      Optometrist $133.00$106.3425.1%
      Doctor $128.00$115.2511.1%
      Dentist $131.00$98.3833.2%
      Ibuprofen $7.95$9.2614.2%
      Lipitor $511.40$466.479.6%

      Housing

      ItemCentral IslipNational avg.Difference
      Home Price $252,700.00$184,700.0036.8%
      Avg. Mortgage Payment $2,098.87$1,273.3264.8%
      Apartment Rent $1,520.00$949.0060.2%

      Transportation

      ItemCentral IslipNational avg.Difference
      Gasoline $2.98$2.5914.9%
      Tire Balancing $69.96$48.9043.1%

      Utilities

      ItemCentral IslipNational avg.Difference
      All Electricity$242.33$167.6044.6%
      Phone $174.02$163.426.5%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City, StatePopulationCost of Living IndexNational Avg.
      Wyandanch, NY10,72212626%
      North Amityville, NY20,15012828%
      Brentwood, NY61,43812929%
      Gordon Heights, NY3,56813030%
      Middle Island, NY10,44113030%
      Central Islip, NY34,72412727%

      Cities with similar population

      City, StatePopulationCost of Living IndexNational Avg.
      Issaquah, WA34,72816060%
      Boardman, OH34,71787-13%
      Stow, OH34,74696-4%
      Inver Grove Heights, MN34,7571099%
      Upper Arlington, OH34,67511616%
      Central Islip, NY34,72412727%
      Source: The Central Islip, NY cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2019.