Cost of Living in Hubbard Lake, MI

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A
6%
Overall NAT. AVG.
2%
Groceries NAT. AVG.
27%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Hubbard Lake Michigan National
Cost of living10691100
Groceries9898100
Health care9997100
Housing12776100
Transportation9596100
Utilities100100100
Lifestyle & Entertainment9496100
Household Items9798100
Education & Childcare10095100
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Homes For Sale In Hubbard Lake, MI

property for sale

1.50 AC Scott Rd Unit 150 Acres

Hubbard Lake, MI
property for sale

5872 Mount Maria Rd

Hubbard Lake, MI
property for sale

5424 Park St

Spruce, MI
property for sale

V/L 39.34A Hubbard Lake Trl

Hubbard Lake, MI

Cost Of Living Quick Facts

  • The cost of living in Hubbard Lake is 17% higher than the Michigan average
  • The cost of living in Hubbard Lake is 6% higher than the national average
  • Hubbard Lake housing is 27% higher than the national average
  • Michigan general sales tax is 18% higher than the national average
  • Michigan state income tax is 64% higher than the national average

Most Affordable Places to Live in and Around Hubbard Lake

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Compare Hubbard Lake, MI Cost of Living

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      Salary Calculator

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      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$85,925$7,160$2,005$2,578
      Renters$62,614$5,218$1,461$1,879

      Michigan Sales Tax

      State General Sales Tax With Max Surtax
      Michigan 6% 6%

      Michigan Income Tax

      State Income Tax (Low) Income Tax (High)
      Michigan 4.25% 4.25%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Lincoln, MI2828217.5%
      Harrisville, MI5228515.3%
      Ossineke, MI8488614.2%
      Lost Lake Woods, MI394927.9%
      Hubbard Lake, MI9141066.3%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Walker, IA914909.9%
      Brandon, WI914918.6%
      Spiritwood, SK914n/a 
      Papaikou, HI91513029.6%
      Darlington, IN9138515.3%
      Hubbard Lake, MI9141066.3%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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