Howard City, Michigan Cost Of Living

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Overall 18%

Goods & Services 1%

Housing 57%

Date & Last Updated: This data reflects 2022 and was released from C2ER in January, 2022; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Howard City	Michigan	National
Cost of living	82	89	100
Goods & Services	99	94	100
Groceries	91	91	100
Health care	96	95	100
Housing	43	74	100
Transportation	104	102	100
Utilities	102	102	100

Key findings

The cost of living in Howard City is 8% lower than the Michigan average
The cost of living in Howard City is 18% lower than the national average
Howard City housing is 57% lower than the national average
Michigan general sales tax is 18% higher than the national average
Michigan state income tax is 72% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$43,529	$3,627	$1,016	$1,306
Renters	$24,688	$2,057	$576	$741

Michigan Sales Tax

State	General Sales Tax	With Max Surtax
Michigan	6%	6%

Michigan Income Tax

State	Income Tax (Low)	Income Tax (High)
Michigan	4.25%	4.25%

Goods & Services

Item	Howard City	National avg.	Difference
Haircut	$20.83	$20.27	2.8%
Beauty Salon	$31.89	$40.39	21.1%
Toothpaste	$2.45	$2.36	4.0%
Shampoo	$0.90	$1.08	16.7%
Movie	$11.41	$10.99	3.9%
Bowling	$17.66	$15.49	14.0%

Groceries

Item	Howard City	National avg.	Difference
Ground Beef	$4.21	$4.30	2.0%
Fried Chicken	$1.16	$1.40	17.1%
Milk	$1.72	$2.20	22.1%
Potatoes	$2.42	$3.22	24.8%
Pizza	$9.99	$10.74	7.0%
Beer	$8.32	$9.60	13.3%

Health Care

Item	Howard City	National avg.	Difference
Optometrist	$105.89	$109.73	3.5%
Doctor	$97.83	$118.34	17.3%
Dentist	$99.05	$100.94	1.9%
Ibuprofen	$9.27	$9.93	6.7%
Lipitor	$522.83	$469.53	11.4%

Housing

Item	Howard City	National avg.	Difference
Home Price	$68,700.00	$184,700.00	62.8%
Avg. Mortgage Payment	$1,071.44	$1,229.62	12.9%
Apartment Rent	$546.00	$949.00	42.5%

Transportation

Item	Howard City	National avg.	Difference
Gasoline	$2.79	$2.71	2.9%
Tire Balancing	$55.56	$51.86	7.1%

Utilities

Item	Howard City	National avg.	Difference
All Electricity	$178.04	$170.84	4.2%
Phone	$184.55	$187.18	1.4%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Pierson, MI	226	81	18.8%
Lakeview, MI	1,025	82	17.9%
Morley, MI	665	83	17.4%
Kent City, MI	1,186	83	16.8%
Greenville, MI	8,429	85	15.3%
Howard City, MI	1,799	82	18.2%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Owens Cross Roads, AL	1,799	89	11.0%
Pine Canyon, CA	1,799	122	21.9%
Mercer, PA	1,799	91	8.8%
Vonore, TN	1,799	84	15.7%
Twin Lakes, VA	1,799	108	8.1%
Howard City, MI	1,799	82	18.2%

Source: This data reflects 2021 and was released from C2ER in January, 2022; this is the most current data available.