Cost Of Living in Village of the Branch, NY

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F

54%

Overall NAT. AVG.

3%

Groceries NAT. AVG.

158%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Village of the Branch	New York	National
Cost of living	154	121	100
Groceries	103	106	100
Health care	111	110	100
Housing	258	144	100
Transportation	110	113	100
Utilities	109	112	100
Lifestyle & Entertainment	113	111	100
Household Items	105	106	100
Education & Childcare	120	118	100

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Homes For Sale In Village of the Branch, NY

4 Clearbrook Dr

Smithtown, NY

10 Weatherstone Way

Smithtown, NY

Cost Of Living Quick Facts

The cost of living in Village of the Branch is 28% higher than the New York average
The cost of living in Village of the Branch is 54% higher than the national average
Village of the Branch housing is 158% higher than the national average
New York general sales tax is 22% lower than the national average
New York state income tax is 54% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$223,645	$18,637	$5,218	$6,710
Renters	$0	$0	$0	$0

New York Sales Tax

State	General Sales Tax	With Max Surtax
New York	4%	8.875%

New York Income Tax

State	Income Tax (Low)	Income Tax (High)
New York	4%	10.9%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Ocean Beach, NY	32	110	9.6%
Stony Brook University, NY	8,775	110	9.6%
Saltaire, NY	26	110	9.6%
Middle Island, NY	11,454	124	23.6%
Wyandanch, NY	11,925	125	25.1%
Village of the Branch, NY	1,864	154	53.8%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Howard City, MI	1,864	85	15.4%
Huntsville, MO	1,864	83	16.7%
Ten Mile Run, NJ	1,864	172	72.3%
Seabrook Island, SC	1,864	173	73.2%
Clarendon, TX	1,864	82	17.5%
Village of the Branch, NY	1,864	154	53.8%