Cost of Living in Horse Cave, KY

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20%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
57%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Horse Cave Kentucky National
Cost of living8088100
Groceries9798100
Health care9897100
Housing4370100
Transportation9396100
Utilities9295100
Lifestyle & Entertainment9295100
Household Items9897100
Education & Childcare9894100
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Homes For Sale In Horse Cave, KY

property for sale

3474 S Jackson Hwy

Horse Cave, KY
property for sale

746 Roger Spradlin Rd

Horse Cave, KY
property for sale

3686 S Jackson Hwy

Horse Cave, KY
property for sale

313 W Dale Hts

Horse Cave, KY

Cost Of Living Quick Facts

  • The cost of living in Horse Cave is 9% lower than the Kentucky average
  • The cost of living in Horse Cave is 20% lower than the national average
  • Horse Cave housing is 57% lower than the national average
  • Kentucky general sales tax is 18% higher than the national average
  • Kentucky state income tax is 73% higher than the national average

Most Affordable Places to Live in and Around Horse Cave

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Compare Horse Cave, KY Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$68,898$5,742$1,608$2,067
      Renters$24,914$2,076$581$747

      Kentucky Sales Tax

      State General Sales Tax With Max Surtax
      Kentucky 6% 6%

      Kentucky Income Tax

      State Income Tax (Low) Income Tax (High)
      Kentucky 4.5% 4.5%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Hardyville, KY1848019.5%
      Hiseville, KY1828020.3%
      Bonnieville, KY2738119.2%
      Munfordville, KY1,7158218.1%
      Cave City, KY2,6268118.8%
      Horse Cave, KY2,4708020.1%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      White Island Shores, MA2,47012828.1%
      Brooke-Alvinston, ON2,469n/a 
      Weatogue, CT2,47112525.4%
      Liberty, PA2,4718614.1%
      White Pine, TN2,4718811.7%
      Horse Cave, KY2,4708020.1%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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