Cost of Living in Hardyville, KY

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20%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
58%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Hardyville Kentucky National
Cost of living8088100
Groceries9998100
Health care9797100
Housing4270100
Transportation9796100
Utilities9295100
Lifestyle & Entertainment9895100
Household Items9897100
Education & Childcare9694100
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Homes For Sale In Hardyville, KY

property for sale

2029 Three Springs Hwy

Hardyville, KY
property for sale

3230 Rex Rd

Hardyville, KY
property for sale

0 Bunnell Crossing RD

Hardyville, KY
property for sale

30 Sunshine Acres Dr

Hardyville, KY

Cost Of Living Quick Facts

  • The cost of living in Hardyville is 9% lower than the Kentucky average
  • The cost of living in Hardyville is 20% lower than the national average
  • Hardyville housing is 58% lower than the national average
  • Kentucky general sales tax is 18% higher than the national average
  • Kentucky state income tax is 73% higher than the national average

Most Affordable Places to Live in and Around Hardyville

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$0$0$0$0
      Renters$0$0$0$0

      Kentucky Sales Tax

      State General Sales Tax With Max Surtax
      Kentucky 6% 6%

      Kentucky Income Tax

      State Income Tax (Low) Income Tax (High)
      Kentucky 4.5% 4.5%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Summersville, KY8107921.1%
      Hiseville, KY1828020.3%
      Bonnieville, KY2738119.2%
      Horse Cave, KY2,4708020.1%
      Munfordville, KY1,7158218.1%
      Hardyville, KY1848019.5%

      Cities with similar population

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      Kaktovik, AK184981.8%
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      Briarcliff, AR1848416.3%
      Ravenden Springs, AR1848019.5%
      Vandervoort, AR1847722.9%
      Hardyville, KY1848019.5%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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