Cost of Living in Waipahu, Honolulu, HI

Get 300+ Local Insights for Any Address in Waipahu, Honolulu, HI

Get Access to 300+ Local Data Points
F
52%
Overall NAT. AVG.
24%
Groceries NAT. AVG.
120%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Waipahu Honolulu Hawaii
Cost of living152189163
Groceries124135126
Health care116130119
Housing220314252
Transportation117131121
Utilities131140131
Lifestyle & Entertainment126142127
Household Items112122115
Education & Childcare132151132
Does this Area Fit Your Budget? Local Insights Report
  • Know the community before you call it home
  • Compare multiple areas side by side
  • Access over 300 data points for any address
Local Insights Report

Homes For Sale In Honolulu, HI

property for sale

1177 Queen St #4002

Honolulu, HI
property for sale

1765 Ala Moana Blvd #490

Honolulu, HI
property for sale

410 Magellan Ave #908

Honolulu, HI
property for sale

827 Kinau St Unit D702

Honolulu, HI

Cost Of Living Quick Facts

  • The cost of living in Waipahu is 7% lower than the Honolulu average
  • The cost of living in Waipahu is 52% higher than the national average
  • Waipahu housing is 120% higher than the national average
  • Hawaii general sales tax is 22% lower than the national average
  • Hawaii state income tax is 46% lower than the national average

Most Affordable Places to Live in and Around Waipahu

See all the best places to live around Waipahu

Compare Honolulu, HI Cost of Living

City Image
    City Default Image
      vs
      How would you rate the cost of living in Waipahu?
      Write a review to give others more information about this area.
      Is the cost of living increasing or decreasing in Waipahu?
      Write a review to give others more information about this area.
      See all Waipahu poll results

      The best places in Hawaii

      Here are the best places to live in HawaiiMost Dangerous Cities In The USThese are the largest cities in HawaiiMost Dangerous States In The US
      Best Places in Hawaii

      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Household$132,110$11,009$3,082$3,964

      Hawaii Sales Tax

      State General Sales Tax With Max Surtax
      Hawaii 4% 4.712%

      Hawaii Income Tax

      State Income Tax (Low) Income Tax (High)
      Hawaii 1.4% 11%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Waianae, HI13,61214140.9%
      Makaha, HI10,41114342.7%
      Nanakuli, HI11,83014545.1%
      Waipio Acres, HI5,72415453.8%
      Waimalu, HI14,08415555.3%
      Honolulu, HI358,76518989.0%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Markham, ON359,111n/a 
      Anaheim, CA361,29516767.4%
      Santa Ana, CA345,16016160.9%
      Corpus Christi, TX338,491982.3%
      Riverside, CA334,32414040.4%
      Honolulu, HI358,76518989.0%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
      General
      For Professionals
      Follow Us
      AV on Twitter AV on Facebook
      © AreaVibes Inc. 2010-2026