F
Overall 81%
Goods & Services 26%
Housing 171%
Date & Last Updated: This data reflects 2019 and was released from C2ER in January, 2020; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
IndexHonoluluHawaiiNational
Cost of living181176100
Goods & Services126127100
Groceries161156100
Health care120120100
Housing271250100
Transportation136141100
Utilities185194100

Key findings

  • The cost of living in Honolulu is 3% higher than the Hawaii average
  • The cost of living in Honolulu is 81% higher than the national average
  • Honolulu housing is 171% higher than the national average
  • Hawaii general sales tax is 18% lower than the national average
  • Hawaii state income tax is 43% lower than the national average

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Compare Honolulu, HI Cost of Living

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      Price difference in compared to
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      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
      Owners$88,933$7,411$2,075$2,668
      Renters$50,555$4,213$1,180$1,517
      The affordability of the housing market in Honolulu, HI as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Honolulu homeowners, the median income is $88,933. This indicates that a monthly maximum of $2,075 should be spent by homeowners on all housing related costs. Renters have a median income of $50,555. This indicates that renters would have a maximum of $1,180 for their rent related monthly costs.

      Hawaii Sales Tax

      StateGeneral Sales TaxWith Max Surtax
      Hawaii4.166%4.712%

      Hawaii Income Tax

      StateIncome Tax (Low)Income Tax (High)
      Hawaii1.4%11%

      Goods & Services

      ItemHonoluluNational avg.Difference
      Haircut $17.80$17.491.8%
      Beauty Salon $72.00$38.1788.6%
      Toothpaste $3.62$2.3256.0%
      Shampoo $1.76$1.0173.9%
      Movie $12.24$10.7214.1%
      Bowling $18.20$13.8631.3%

      Groceries

      ItemHonoluluNational avg.Difference
      Ground Beef $5.11$3.9031.0%
      Fried Chicken $2.14$1.4053.3%
      Milk $3.92$1.9699.8%
      Potatoes $10.17$3.18219.5%
      Pizza $13.99$10.3934.6%
      Beer $9.59$9.233.9%

      Health Care

      ItemHonoluluNational avg.Difference
      Optometrist $176.10$106.3465.6%
      Doctor $149.60$115.2529.8%
      Dentist $102.00$98.383.7%
      Ibuprofen $13.41$9.2644.8%
      Lipitor $531.25$466.4713.9%

      Housing

      ItemHonoluluNational avg.Difference
      Home Price $601,500.00$184,700.00225.7%
      Avg. Mortgage Payment $4,947.54$1,273.32288.6%
      Apartment Rent $1,357.00$949.0043.0%

      Transportation

      ItemHonoluluNational avg.Difference
      Gasoline $3.60$2.5938.9%
      Tire Balancing $65.80$48.9034.6%

      Utilities

      ItemHonoluluNational avg.Difference
      All Electricity$430.16$167.60156.7%
      Phone $173.45$163.426.1%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City, StatePopulationCost of Living IndexNational Avg.
      Kalaeloa, HI814242%
      Waipio Acres, HI5,16915353%
      Kailua CDP (Hawaii County), HI13,61715757%
      Waimalu, HI13,47815757%
      Waimanalo Beach, HI4,22716060%
      Honolulu, HI349,59718181%

      Cities with similar population

      City, StatePopulationCost of Living IndexNational Avg.
      Aurora, CO351,1311055%
      Anaheim, CA346,77614343%
      Tampa, FL361,47797-3%
      Santa Ana, CA333,60513434%
      Bakersfield, CA367,55511616%
      Honolulu, HI349,59718181%
      Source: The Honolulu, HI cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2019.