Cost of Living in Holt, AL

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16%
Overall NAT. AVG.
2%
Groceries NAT. AVG.
49%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Holt Alabama National
Cost of living8489100
Groceries9896100
Health care9495100
Housing5174100
Transportation9795100
Utilities9797100
Lifestyle & Entertainment10394100
Household Items9696100
Education & Childcare9993100
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Homes For Sale In Holt, AL

property for sale

732 Crescent Ridge Rd NE

Tuscaloosa, AL
property for sale

4010 16th St NE

Tuscaloosa, AL
property for sale

4311 Vassie Dr

Tuscaloosa, AL
property for sale

4426 Reichhold Rd

Tuscaloosa, AL

Cost Of Living Quick Facts

  • The cost of living in Holt is 6% lower than the Alabama average
  • The cost of living in Holt is 16% lower than the national average
  • Holt housing is 49% lower than the national average
  • Alabama general sales tax is 22% lower than the national average
  • Alabama state income tax is 23% lower than the national average

Most Affordable Places to Live in and Around Holt

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Compare Holt, AL Cost of Living

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      Utilities index
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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$57,121$4,760$1,333$1,714
      Renters$0$0$0$0
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Holt, AL, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Holt homeowners, is $57,121. This would allow for a maximum of $1,333 per month to be spent on housing costs. For renters, the median monthly income is $0 which would result in a maximum of $0 to be spent on rental costs.

      Alabama Sales Tax

      State General Sales Tax With Max Surtax
      Alabama 4% 13.5%

      Alabama Income Tax

      State Income Tax (Low) Income Tax (High)
      Alabama 2% 5%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Cottondale, AL3,4068911.5%
      Vance, AL1,514945.8%
      Brookwood, AL2,194945.7%
      Coaling, AL1,747964.2%
      Coker, AL1,083963.7%
      Holt, AL4,4958416.5%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Bayou Vista, LA4,4958812.3%
      Hampden, ME4,4951055.4%
      Harrogate, TN4,494945.7%
      Jourdanton, TX4,494927.5%
      South Hill, VA4,496991.3%
      Holt, AL4,4958416.5%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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