Cost of Living in Hampden, ME

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A-
5%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
8%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Hampden Maine National
Cost of living105100100
Groceries103103100
Health care101101100
Housing10891100
Transportation105103100
Utilities110108100
Lifestyle & Entertainment104103100
Household Items103103100
Education & Childcare104106100
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Homes For Sale In Hampden, ME

property for sale

664 North RD

Dixmont, ME
property for sale

110 Kennebec Rd

Hampden, ME
property for sale

9 Patterson Rd

Hampden, ME
property for sale

20 Ruth Ave

Hampden, ME

Cost Of Living Quick Facts

  • The cost of living in Hampden is 5% higher than the Maine average
  • The cost of living in Hampden is 5% higher than the national average
  • Hampden housing is 8% higher than the national average
  • Maine general sales tax is 8% higher than the national average
  • Maine state income tax is 123% higher than the national average

Most Affordable Places to Live in and Around Hampden

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$151,012$12,584$3,523$4,531
      Renters$63,868$5,322$1,490$1,916
      The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Hampden, ME, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Hampden, homeowners have a median income of $151,012. Using that number, a maximum of $3,523 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $63,868, which means there is a maximum of $1,490 to be spent on the costs of renting a home or apartment.

      Maine Sales Tax

      State General Sales Tax With Max Surtax
      Maine 5.5% 5.5%

      Maine Income Tax

      State Income Tax (Low) Income Tax (High)
      Maine 5.8% 7.15%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Bucksport, ME2,994946.2%
      Milford, ME2,437945.8%
      Old Town, ME7,646964.3%
      Bangor, ME32,703991.4%
      Brewer, ME9,2921000.2%
      Hampden, ME4,4951055.4%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Holt, AL4,4958416.5%
      Bayou Vista, LA4,4958812.3%
      Harrogate, TN4,494945.7%
      Jourdanton, TX4,494927.5%
      South Hill, VA4,496991.3%
      Hampden, ME4,4951055.4%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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