Cost of Living in Highlands-Baywood Park, CA

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F
141%
Overall NAT. AVG.
17%
Groceries NAT. AVG.
419%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Highlands-Baywood Park California National
Cost of living241141100
Groceries117111100
Health care118116100
Housing519197100
Transportation122118100
Utilities120119100
Lifestyle & Entertainment130120100
Household Items109111100
Education & Childcare137127100
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Homes For Sale In Highlands-Baywood Park, CA

property for sale

1586 Lexington Ave

San Mateo, CA
property for sale

18 Bel Aire Ln

San Mateo, CA
property for sale

2001 Parrott Dr

San Mateo, CA
property for sale

58 Bel Aire Rd

San Mateo, CA

Cost Of Living Quick Facts

  • The cost of living in Highlands-Baywood Park is 71% higher than the California average
  • The cost of living in Highlands-Baywood Park is 141% higher than the national average
  • Highlands-Baywood Park housing is 419% higher than the national average
  • California general sales tax is 42% higher than the national average
  • California state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around Highlands-Baywood Park

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      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$257,103$21,425$5,999$7,714
      Renters$176,163$14,680$4,110$5,285
      To approximate the cost of living and the housing affordability in Highlands-Baywood Park, CA, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Highlands-Baywood Park have a median income of $257,103. Therefore, the amount that a consumer should spend on housing costs should be no more than $5,999 per month to avoid calamity and poverty. The renters in the city have an income of about $176,163, which would make their monthly maximum allowable rental costs $4,110.

      California Sales Tax

      State General Sales Tax With Max Surtax
      California 7.25% 10.5%

      California Income Tax

      State Income Tax (Low) Income Tax (High)
      California 1% 13.3%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Mountain View CDP, CA2,67513433.5%
      Cherryland, CA16,43016060.4%
      Ashland, CA24,25416262.0%
      Hayward, CA163,49117372.6%
      San Lorenzo, CA31,09416969.4%
      Highlands-Baywood Park, CA4,411241140.5%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Mount Pleasant, PA4,4118712.6%
      Central Okanagan, BC4,411n/a 
      Heritage Hills, NY4,41215050.3%
      Morgan, UT4,41211817.8%
      Madeira Beach, FL4,40914242.2%
      Highlands-Baywood Park, CA4,411241140.5%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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