Cost Of Living in Highland Beach, MD

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F

76%

Overall NAT. AVG.

4%

Groceries NAT. AVG.

235%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Highland Beach	Maryland	National
Cost of living	176	121	100
Groceries	104	105	100
Health care	110	109	100
Housing	335	151	100
Transportation	110	109	100
Utilities	109	108	100
Lifestyle & Entertainment	108	109	100
Household Items	107	105	100
Education & Childcare	112	112	100

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Cost Of Living Quick Facts

The cost of living in Highland Beach is 46% higher than the Maryland average
The cost of living in Highland Beach is 76% higher than the national average
Highland Beach housing is 235% higher than the national average
Maryland general sales tax is 18% higher than the national average
Maryland state income tax is 23% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$207,032	$17,253	$4,830	$6,212
Renters	$0	$0	$0	$0

Maryland Sales Tax

State	General Sales Tax	With Max Surtax
Maryland	6%	6%

Maryland Income Tax

State	Income Tax (Low)	Income Tax (High)
Maryland	2%	5.75%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Rock Hall, MD	1,594	105	5.3%
Marlboro Meadows, MD	3,836	125	24.7%
Pasadena, MD	30,445	129	29.0%
Deale, MD	4,757	131	30.6%
Edgewater, MD	9,056	132	32.0%
Highland Beach, MD	96	176	76.0%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Rock House, AZ	96	102	1.8%
Sun Valley, AZ	96	102	2.4%
Ricketts, IA	96	72	27.7%
Glasgow, IL	96	78	22.4%
Mount Auburn, IN	96	80	20.2%
Highland Beach, MD	96	176	76.0%