A+
10%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
19%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Hermitage Pennsylvania National
Cost of living9097100
Groceries97100100
Health care9599100
Housing8190100
Transportation94101100
Utilities9599100
Lifestyle & Entertainment97100100
Household Items9499100
Education & Childcare86101100
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An Overview of Cost of Living in Hermitage, PA

Are you thinking about relocating, but curious about the potential cost of living in Hermitage? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in Hermitage stands at 90, making it 10% lower than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.

In Hermitage, daily expenses such as food, housing, lifestyle expenses, transportation and health care are in line with comparable areas and about average when compared to all cities across the nation. This ensures that the cost of living in Hermitage will resemble that of an average city, contributing to a manageable cost of living.

What Do Locals Say About the Cost of Living in Hermitage?

The real experts on a city are its residents. That's why we reached out to 5 locals to get their views on the cost of living in Hermitage. We surveyed the residents and asked them if they felt like prices were affordable or out of reach. The results were as follows. 60% found it budget-friendly with decreasing prices, while 40% said it's simply not affordable as prices have continued to rise.

Is Hermitage Affordable?

Is Hermitage an affordable place to live? It's a good question and one that you might want to ask when considering any new city, as affordability can play a huge role in the decision making process. The cost of living index (which we covered above), as well as housing costs and income levels play a vital role in determining the affordability of an area. The median home price in Hermitage is 19.1% lower than the national average, while the average monthly rent prices are 19.4% lower than average. The affordability of any location can also be influenced by median income levels. Hermitage has a median household income of $85,304, which is 4.9% higher than the national average.

What Factors can Influence the Cost of Living in Hermitage?

Taxes: Regions that impose higher taxes, including sales and income taxes, can contribute to an increased cost of living. Higher taxes for everyday necessities such as clothing, utilities and food inevitably leads to higher expenditures. Additionally, a higher income tax rate can also play a role in elevating the overall cost of living. In Hermitage, the prevailing sales tax rate starts at 6%, and income tax rates kick off at 3.07%.

Transportation: In areas where public transportation is scarce or unavailable, residents often find themselves compelled to own and upkeep vehicles, thereby increasing the overall cost of living. Monthly expenses encompass fuel, insurance, routine maintenance and potentially lease or financing payments. In Hermitage, the transportation index is 6.5% lower than the national average.

Healthcare: The costs associated with healthcare and insurance premiums can exhibit notable disparities based on the city or state of residence. Access to healthcare facilities, out-of-pocket expenses for medical appointments, dental care charges, prescription medication costs and specialized medical care expenses all contribute to variations in the cost of living. In Hermitage, healthcare costs are 4.8% lower than the national average.

Where is the Data From?

The Hermitage cost of living estimates above use a normalized U.S. average of 100 as the baseline for comparison. Housing values incorporate local home price and rental information from the U.S. Census, while all other estimates are AI-assisted and modeled using expected everyday expenses, local market trends, climate, and transportation-related cost pressures. The results are intended for practical city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in Hermitage is 7% lower than the Pennsylvania average
  • The cost of living in Hermitage is 10% lower than the national average
  • Hermitage housing is 19% lower than the national average
  • Pennsylvania general sales tax is 18% higher than the national average
  • Pennsylvania state income tax is 18% higher than the national average

Most Affordable Places to Live in and Around Hermitage

See all the best places to live around Hermitage

Compare Hermitage, PA Cost of Living

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      Price difference in compared to
      Cost of living index
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      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$107,937$8,995$2,518$3,238
      Renters$46,973$3,914$1,096$1,409
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Hermitage, PA, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Hermitage homeowners, is $107,937. This would allow for a maximum of $2,518 per month to be spent on housing costs. For renters, the median monthly income is $46,973 which would result in a maximum of $1,096 to be spent on rental costs.

      Pennsylvania Sales Tax

      State General Sales Tax With Max Surtax
      Pennsylvania 6% 8%

      Pennsylvania Income Tax

      State Income Tax (Low) Income Tax (High)
      Pennsylvania 3.07% 3.07%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      West Hill, OH2,0727723.3%
      Wheatland, PA5657822.5%
      Youngstown, OH65,7397822.4%
      Farrell, PA4,8117821.6%
      Maplewood Park, OH2957921.4%
      Hermitage, PA16,098909.8%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Shively, KY16,0918712.8%
      Azalea Park, FL16,1061043.8%
      White Oak, MD16,08713636.3%
      Canyon, TX16,086973.3%
      Conyers, GA16,084972.7%
      Hermitage, PA16,098909.8%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.