| Index | Hemlock Farms | Pennsylvania | National |
| Cost of living | 107 | 98 | 100 |
| Goods & Services | 92 | 99 | 100 |
| Groceries | 99 | 99 | 100 |
| Health care | 98 | 94 | 100 |
| Housing | 131 | 91 | 100 |
| Transportation | 95 | 106 | 100 |
| Utilities | 105 | 107 | 100 |


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| Cost of living index | |
| Goods & Services index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $60,387 | $5,032 | $1,409 | $1,812 |
| Renters | $64,743 | $5,395 | $1,511 | $1,942 |
| State | General Sales Tax | With Max Surtax |
| Pennsylvania | 6% | 8% |
| State | Income Tax (Low) | Income Tax (High) |
| Pennsylvania | 3.07% | 3.07% |
| Item | Hemlock Farms | National avg. | Difference |
| Haircut | $15.07 | $24.26 | 37.9% |
| Beauty Salon | $34.93 | $45.56 | 23.3% |
| Toothpaste | $3.62 | $3.70 | 2.4% |
| Shampoo | $1.53 | $1.28 | 19.2% |
| Movie | $10.20 | $12.13 | 15.9% |
| Bowling | $13.92 | $18.00 | 22.7% |
| Item | Hemlock Farms | National avg. | Difference |
| Ground Beef | $5.70 | $5.84 | 2.3% |
| Fried Chicken | $1.36 | $1.57 | 13.2% |
| Milk | $4.59 | $4.67 | 1.7% |
| Potatoes | $5.35 | $4.93 | 8.5% |
| Pizza | $9.94 | $12.09 | 17.7% |
| Beer | $11.82 | $10.41 | 13.6% |
| Item | Hemlock Farms | National avg. | Difference |
| Optometrist | $107.51 | $125.68 | 14.5% |
| Doctor | $98.82 | $135.78 | 27.2% |
| Dentist | $136.17 | $113.29 | 20.2% |
| Ibuprofen | $10.78 | $10.65 | 1.2% |
| Lipitor | $480.97 | $468.60 | 2.6% |
| Item | Hemlock Farms | National avg. | Difference |
| Home Price | $211,200.00 | $184,700.00 | 14.3% |
| Avg. Mortgage Payment | $1,547.84 | $2,346.69 | 34.0% |
| Apartment Rent | $1,617.00 | $949.00 | 70.4% |
| Item | Hemlock Farms | National avg. | Difference |
| Gasoline | $3.64 | $3.46 | 5.2% |
| Tire Balancing | $42.06 | $59.92 | 29.8% |
| Item | Hemlock Farms | National avg. | Difference |
| All Electricity | $205.85 | $193.99 | 6.1% |
| Phone | $196.00 | $192.25 | 2.0% |
| City | Population | Cost of Living Index | National Avg. |
| Pocono Ranch Lands, PA | 1,189 | 87 | 12.8% |
| Hawley, PA | 1,147 | 91 | 9.3% |
| Birchwood Lakes, PA | 1,321 | 91 | 8.6% |
| Mountainhome, PA | 711 | 95 | 5.2% |
| Pine Ridge, PA | 2,544 | 93 | 6.5% |
| Hemlock Farms, PA | 2,993 | 107 | 6.6% |
| City | Population | Cost of Living Index | National Avg. |
| Milton, DE | 2,993 | 114 | 13.7% |
| Park Hills, KY | 2,993 | 101 | 1.4% |
| Norco, LA | 2,993 | 97 | 3.2% |
| Murfreesboro, NC | 2,993 | 92 | 7.9% |
| Strasburg, PA | 2,993 | 108 | 8.5% |
| Hemlock Farms, PA | 2,993 | 107 | 6.6% |