Cost Of Living in Hemlock Farms, PA

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B+

9%

Overall NAT. AVG.

1%

Groceries NAT. AVG.

31%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Hemlock Farms	Pennsylvania	National
Cost of living	109	97	100
Groceries	101	100	100
Health care	100	99	100
Housing	131	90	100
Transportation	97	101	100
Utilities	103	99	100
Lifestyle & Entertainment	102	100	100
Household Items	98	99	100
Education & Childcare	100	101	100

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Homes For Sale In Hemlock Farms, PA

117 Whipple Tree Ln

Hawley, PA

204 Forest Dr

Hawley, PA

129 Waterview Dr

Lords Valley, PA

Buckboard Ln

Hemlock Farms, PA

Cost Of Living Quick Facts

The cost of living in Hemlock Farms is 13% higher than the Pennsylvania average
The cost of living in Hemlock Farms is 9% higher than the national average
Hemlock Farms housing is 31% higher than the national average
Pennsylvania general sales tax is 18% higher than the national average
Pennsylvania state income tax is 18% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$90,679	$7,557	$2,116	$2,721
Renters	$95,416	$7,951	$2,226	$2,863

Pennsylvania Sales Tax

State	General Sales Tax	With Max Surtax
Pennsylvania	6%	8%

Pennsylvania Income Tax

State	Income Tax (Low)	Income Tax (High)
Pennsylvania	3.07%	3.07%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Pocono Ranch Lands, PA	1,225	90	9.6%
Hawley, PA	1,192	94	6.4%
Birchwood Lakes, PA	1,351	95	5.5%
Mountainhome, PA	734	96	3.9%
Sunrise Lake, PA	789	96	3.8%
Hemlock Farms, PA	3,081	109	9.4%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Prescott, AR	3,081	82	18.2%
Strasburg, CO	3,081	128	27.8%
Tularosa, NM	3,080	91	9.2%
Hamilton, TX	3,080	87	13.2%
Eatonville, WA	3,082	118	17.7%
Hemlock Farms, PA	3,081	109	9.4%