Cost of Living in Utica, OH

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14%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
36%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Utica Ohio National
Cost of living8689100
Groceries9697100
Health care9996100
Housing6474100
Transportation9496100
Utilities9996100
Lifestyle & Entertainment9595100
Household Items9697100
Education & Childcare9493100
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Homes For Sale In Utica, OH

property for sale

305 N Jefferson St

Utica, OH
property for sale

130 Mill St

Utica, OH
property for sale

427 Maple Ave

Utica, OH
property for sale

44 Maple Ave

Utica, OH

Cost Of Living Quick Facts

  • The cost of living in Utica is 3% lower than the Ohio average
  • The cost of living in Utica is 14% lower than the national average
  • Utica housing is 36% lower than the national average
  • Ohio general sales tax is 13% higher than the national average
  • Ohio state income tax is 6% higher than the national average

Most Affordable Places to Live in and Around Utica

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Compare Utica, OH Cost of Living

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      Salary Calculator

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      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$74,548$6,212$1,739$2,237
      Renters$70,620$5,885$1,648$2,119

      Ohio Sales Tax

      State General Sales Tax With Max Surtax
      Ohio 5.75% 8%

      Ohio Income Tax

      State Income Tax (Low) Income Tax (High)
      Ohio 2.76% 3.99%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Martinsburg, OH2438019.8%
      Bladensburg, OH3638019.6%
      Howard, OH1838119.1%
      Danville, OH8678317.4%
      Sparta, OH1848614.4%
      Utica, OH2,2258613.7%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Manchester, MI2,225946.4%
      Carterville, MO2,2258317.4%
      Port Sulphur, LA2,2248416.2%
      Lincoln Park, NY2,2241044.4%
      Sheldon, TX2,224928.4%
      Utica, OH2,2258613.7%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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