A+
4%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
10%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Harvey Louisiana National
Cost of living9693100
Groceries9998100
Health care9796100
Housing9082100
Transportation10097100
Utilities101101100
Lifestyle & Entertainment9596100
Household Items9898100
Education & Childcare9395100
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An Overview of Cost of Living in Harvey, LA

Are you thinking about relocating, but curious about the potential cost of living in Harvey? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in Harvey stands at 96, making it 4% lower than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.

In Harvey, daily expenses such as food, housing, lifestyle expenses, transportation and health care are in line with comparable areas and about average when compared to all cities across the nation. This ensures that the cost of living in Harvey will resemble that of an average city, contributing to a manageable cost of living.

Is Harvey Affordable?

Is Harvey an affordable place to live? It's a good question and one that you might want to ask when considering any new city, as affordability can play a huge role in the decision making process. The cost of living index (which we covered above), as well as housing costs and income levels play a vital role in determining the affordability of an area. The median home price in Harvey is 16.5% lower than the national average, while the average monthly rent prices are 6.2% higher than average. The affordability of any location can also be influenced by median income levels. Harvey has a median household income of $66,075, which is 18.8% lower than the national average.

What Factors can Influence the Cost of Living in Harvey?

Utilities: Much like any other costs, utility expenses can exhibit considerable variations, influenced by factors such as climate, available energy sources, geographic location and state regulations. The costs associated with electricity, water, heating, and waste disposal can vary significantly depending on the city or state in question. In Harvey, the utilities index stands at 1.1% higher than the national average.

Subsidies: Some cities and states may extend government subsidies or aid programs aimed at reducing the cost of living for their residents. These initiatives encompass diverse forms of support, including Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and farm subsidies. Regions with limited subsidy provisions may witness an increase in their overall cost of living.

Groceries: Grocery costs have continued to increase significantly over the last 2-3 years. In some markets the cost of food has gone up by more than 20% in that period. While other markets have managed to see only a moderate uptick. These food costs can have a major impact on the cost of living in any area. In Harvey, the groceries index is 1% lower than the national average.

Where is the Data From?

The cost of living data for Harvey shown above is based on a U.S. average baseline score of 100, making it easier to compare how far your dollar may go from one city to another. Housing uses U.S. Census home price and rental data, while all remaining values are AI-assisted estimates informed by regional pricing, climate, transportation dynamics, and local economic factors. These scores are best used for directional comparisons between cities.

Cost Of Living Quick Facts

  • The cost of living in Harvey is 3% higher than the Louisiana average
  • The cost of living in Harvey is 4% lower than the national average
  • Harvey housing is 10% lower than the national average
  • Louisiana general sales tax is 13% lower than the national average
  • Louisiana state income tax is 29% lower than the national average

Most Affordable Places to Live in and Around Harvey

See all the best places to live around Harvey

Compare Harvey, LA Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$92,351$7,696$2,155$2,771
      Renters$49,117$4,093$1,146$1,474
      To approximate the cost of living and the housing affordability in Harvey, LA, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Harvey have a median income of $92,351. Therefore, the amount that a consumer should spend on housing costs should be no more than $2,155 per month to avoid calamity and poverty. The renters in the city have an income of about $49,117, which would make their monthly maximum allowable rental costs $1,146.

      Louisiana Sales Tax

      State General Sales Tax With Max Surtax
      Louisiana 4.45% 11.45%

      Louisiana Income Tax

      State Income Tax (Low) Income Tax (High)
      Louisiana 1.85% 4.25%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Pleasure Bend, LA3108515.5%
      Bridge City, LA6,5758811.9%
      Avondale, LA4,990919.5%
      Westwego, LA8,662919.1%
      St. Rose, LA6,945909.8%
      Harvey, LA21,722964.3%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Eustis, FL21,721990.9%
      Shenandoah, LA21,7161087.7%
      East Ridge, TN21,728918.6%
      Squamish, BC21,730n/a 
      Easley, SC21,688972.6%
      Harvey, LA21,722964.3%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.