I would agree with most of the letter grades given, with the exception of Housing and Education. I can only speak for Southwestern School District, but my kids attended and I was always impressed with the quality of education. We do pay pretty high real estate tax (which, in PA, goes largely to the schools), but in PA, you get what you pay for. The housing available really runs the gamut and is quite affordable compared to MD. Income taxes are also a lot lower. I would also have to disagree with crime; it is pretty much non-existent in my experience!