Cost Of Living in Milford, ME

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6%

Overall NAT. AVG.

3%

Groceries NAT. AVG.

29%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Milford	Maine	National
Cost of living	94	100	100
Groceries	103	103	100
Health care	101	101	100
Housing	71	91	100
Transportation	105	103	100
Utilities	110	108	100
Lifestyle & Entertainment	104	103	100
Household Items	103	103	100
Education & Childcare	104	106	100

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Homes For Sale In Milford, ME

193 Main Rd

Milford, ME

41 River Village Dr #41

Milford, ME

782 Main Rd

Milford, ME

78 River Village Dr #78

Milford, ME

Cost Of Living Quick Facts

The cost of living in Milford is 6% lower than the Maine average
The cost of living in Milford is 6% lower than the national average
Milford housing is 29% lower than the national average
Maine general sales tax is 8% higher than the national average
Maine state income tax is 123% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$69,274	$5,773	$1,616	$2,078
Renters	$104,429	$8,702	$2,437	$3,133

Maine Sales Tax

State	General Sales Tax	With Max Surtax
Maine	5.5%	5.5%

Maine Income Tax

State	Income Tax (Low)	Income Tax (High)
Maine	5.8%	7.15%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Old Town, ME	7,646	96	4.3%
Bangor, ME	32,703	99	1.4%
Brewer, ME	9,292	100	0.2%
Orono, ME	9,738	101	1.3%
Hampden, ME	4,495	105	5.4%
Milford, ME	2,437	94	5.8%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Lapel, IN	2,436	90	10.0%
Loveland Park, OH	2,436	97	3.0%
Division No. 9, Subd. C, NL	2,436	n/a
Stansberry Lake, WA	2,438	119	19.3%
Konterra, MD	2,435	136	36.4%
Milford, ME	2,437	94	5.8%

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

Cost of Living in Milford, ME

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Cost Of Living Quick Facts

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Median Income & Debt-To-Income Ratio

Maine Sales Tax

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Nearby cities with low cost of living

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