Overall 98%
Goods & Services 26%
Housing 229%
Date & Last Updated: This data reflects 2019 and was released from C2ER in January, 2020; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Cost of living198176100
Goods & Services126127100
Health care120120100

Key findings

  • The cost of living in Haiku-Pauwela is 13% higher than the Hawaii average
  • The cost of living in Haiku-Pauwela is 98% higher than the national average
  • Haiku-Pauwela housing is 229% higher than the national average
  • Hawaii general sales tax is 18% lower than the national average
  • Hawaii state income tax is 43% lower than the national average

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      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
      A good indicator of the general affordability of housing in Haiku-Pauwela, HI, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Haiku-Pauwela, the median monthly income is $90,750 for those who own their own homes. Under the standard rule, that income level would allow for $2,117 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $53,438, per the median income in the area. That would allow for renters to spend up to $1,247 on monthly rental expenses.

      Hawaii Sales Tax

      StateGeneral Sales TaxWith Max Surtax

      Hawaii Income Tax

      StateIncome Tax (Low)Income Tax (High)

      Goods & Services

      ItemHaiku-PauwelaNational avg.Difference
      Haircut $17.80$17.491.8%
      Beauty Salon $72.00$38.1788.6%
      Toothpaste $3.62$2.3256.0%
      Shampoo $1.76$1.0173.9%
      Movie $12.24$10.7214.1%
      Bowling $18.20$13.8631.3%


      ItemHaiku-PauwelaNational avg.Difference
      Ground Beef $5.11$3.9031.0%
      Fried Chicken $2.14$1.4053.3%
      Milk $3.92$1.9699.8%
      Potatoes $10.17$3.18219.5%
      Pizza $13.99$10.3934.6%
      Beer $9.59$9.233.9%

      Health Care

      ItemHaiku-PauwelaNational avg.Difference
      Optometrist $176.10$106.3465.6%
      Doctor $149.60$115.2529.8%
      Dentist $102.00$98.383.7%
      Ibuprofen $13.41$9.2644.8%
      Lipitor $531.25$466.4713.9%


      ItemHaiku-PauwelaNational avg.Difference
      Home Price $750,900.00$184,700.00306.6%
      Avg. Mortgage Payment $4,947.54$1,273.32288.6%
      Apartment Rent $1,413.00$949.0048.9%


      ItemHaiku-PauwelaNational avg.Difference
      Gasoline $3.60$2.5938.9%
      Tire Balancing $65.80$48.9034.6%


      ItemHaiku-PauwelaNational avg.Difference
      All Electricity$430.16$167.60156.7%
      Phone $173.45$163.426.1%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City, StatePopulationCost of Living IndexNational Avg.
      Haliimaile, HI1,08215757%
      Maalaea, HI33915959%
      Waihee-Waiehu, HI9,17716060%
      Wailuku, HI16,17916262%
      Keokea, HI2,02116363%
      Haiku-Pauwela, HI7,56419898%

      Cities with similar population

      City, StatePopulationCost of Living IndexNational Avg.
      Harrison, TN7,56489-11%
      Bloomfield, NM7,56587-13%
      Bryans Road, MD7,56311616%
      Northgate, OH7,56393-7%
      Richfield, UT7,56690-10%
      Haiku-Pauwela, HI7,56419898%
      Source: The Haiku-Pauwela, HI cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2019.