Cost of Living in Haiku-Pauwela, HI

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F
104%
Overall NAT. AVG.
27%
Groceries NAT. AVG.
292%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Haiku-Pauwela Hawaii National
Cost of living204163100
Groceries127126100
Health care119119100
Housing392252100
Transportation120121100
Utilities130131100
Lifestyle & Entertainment126127100
Household Items116115100
Education & Childcare132132100
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Homes For Sale In Haiku-Pauwela, HI

property for sale

275 Kulike Rd

Haiku, HI
property for sale

1640 Kokomo Rd

Haiku, HI
property for sale

105 E Kuiaha Rd

Haiku, HI
property for sale

1660 Kokomo Rd

Haiku, HI

Cost Of Living Quick Facts

  • The cost of living in Haiku-Pauwela is 26% higher than the Hawaii average
  • The cost of living in Haiku-Pauwela is 104% higher than the national average
  • Haiku-Pauwela housing is 292% higher than the national average
  • Hawaii general sales tax is 22% lower than the national average
  • Hawaii state income tax is 46% lower than the national average

Most Affordable Places to Live in and Around Haiku-Pauwela

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      The best places in Hawaii

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$140,016$11,668$3,267$4,201
      Renters$123,608$10,301$2,884$3,709
      A good indicator of the general affordability of housing in Haiku-Pauwela, HI, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Haiku-Pauwela, the median monthly income is $140,016 for those who own their own homes. Under the standard rule, that income level would allow for $3,267 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $123,608, per the median income in the area. That would allow for renters to spend up to $2,884 on monthly rental expenses.

      Hawaii Sales Tax

      State General Sales Tax With Max Surtax
      Hawaii 4% 4.712%

      Hawaii Income Tax

      State Income Tax (Low) Income Tax (High)
      Hawaii 1.4% 11%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Maalaea, HI26314847.6%
      Waihee-Waiehu, HI10,98816666.3%
      Wailuku, HI17,88616867.6%
      Kahului, HI30,86717170.6%
      Makawao, HI8,16217474.4%
      Haiku-Pauwela, HI9,392204104.5%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Lake Mohawk, NJ9,39713838.0%
      Warren, PA9,3978415.7%
      Taft, CA9,38611010.3%
      Rochelle, IL9,400918.9%
      Wagoner, OK9,4008614.2%
      Haiku-Pauwela, HI9,392204104.5%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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