A+
5%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
11%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Gretna Louisiana National
Cost of living9593100
Groceries9998100
Health care9896100
Housing8982100
Transportation9697100
Utilities99101100
Lifestyle & Entertainment9796100
Household Items9998100
Education & Childcare9795100
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An Overview of Cost of Living in Gretna, LA

Getting a feel for the cost of living in Gretna is essential for anyone planning to relocate, as it empowers them to make informed financial decisions, secure a comfortable lifestyle and maintain financial stability in their new environment. The cost of living in Gretna is 95, which is 5% lower than the national average. Relocating individuals may need to adjust their savings and investment strategies based on the cost of living in the new location. It influences decisions about retirement planning, investments and financial goals.

Everyday expenditures like food, housing, lifestyle expenses, transportation and health care in Gretna are priced in a manner consistent with other areas. This means that residents of Gretna can anticipate their daily expenses remaining reasonably similar to those in an average city, thereby supporting a manageable cost of living.

Is Gretna Affordable?

Wondering if Gretna is affordable? It's a question that often comes up when you're thinking about a new city since affordability can really shape your decisions. The cost of living index (covered earlier), housing expenses and income levels all play a part in the affordability equation. In Gretna, for example, the median home price is 13.1% lower than what folks pay nationally, and monthly rent is 4.8% lower than the usual rates. Plus, income levels matter too, with Gretna boasting a median household income of $62,495, which is 23.2% lower than the national average.

What Factors can Influence the Cost of Living in Gretna?

Healthcare: The costs associated with healthcare and insurance premiums can exhibit notable disparities based on the city or state of residence. Access to healthcare facilities, out-of-pocket expenses for medical appointments, dental care charges, prescription medication costs and specialized medical care expenses all contribute to variations in the cost of living. In Gretna, healthcare costs are 2.1% lower than the national average.

Subsidies: Certain regions may provide government subsidies or assistance initiatives designed to alleviate the cost of living burden on their residents. These programs encompass a wide range of support mechanisms, such as Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and farming subsidies. Areas with fewer subsidy offerings might experience an elevation in their cost of living.

Utilities: Much like any other costs, utility expenses can exhibit considerable variations, influenced by factors such as climate, available energy sources, geographic location and state regulations. The costs associated with electricity, water, heating, and waste disposal can vary significantly depending on the city or state in question. In Gretna, the utilities index stands at 0.8% lower than the national average.

Where is the Data From?

The Gretna cost of living estimates above use a normalized U.S. average of 100 as the baseline for comparison. Housing values incorporate local home price and rental information from the U.S. Census, while all other estimates are AI-assisted and modeled using expected everyday expenses, local market trends, climate, and transportation-related cost pressures. The results are intended for practical city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in Gretna is 3% higher than the Louisiana average
  • The cost of living in Gretna is 5% lower than the national average
  • Gretna housing is 11% lower than the national average
  • Louisiana general sales tax is 13% lower than the national average
  • Louisiana state income tax is 29% lower than the national average

Most Affordable Places to Live in and Around Gretna

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Compare Gretna, LA Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$77,798$6,483$1,815$2,334
      Renters$45,793$3,816$1,068$1,374
      A good indicator of the general affordability of housing in Gretna, LA, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Gretna, the median monthly income is $77,798 for those who own their own homes. Under the standard rule, that income level would allow for $1,815 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $45,793, per the median income in the area. That would allow for renters to spend up to $1,068 on monthly rental expenses.

      Louisiana Sales Tax

      State General Sales Tax With Max Surtax
      Louisiana 4.45% 11.45%

      Louisiana Income Tax

      State Income Tax (Low) Income Tax (High)
      Louisiana 1.85% 4.25%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Pleasure Bend, LA3108515.5%
      Bridge City, LA6,5758811.9%
      Avondale, LA4,990919.5%
      Westwego, LA8,662919.1%
      Waggaman, LA11,136918.7%
      Gretna, LA18,157954.6%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Paradise, CA18,15912322.9%
      Tiffin, OH18,1518613.9%
      Brownsville, FL18,1701054.9%
      Centerville, UT18,18712323.4%
      Zachary, LA18,1261076.8%
      Gretna, LA18,157954.6%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.