D-
23%
Overall NAT. AVG.
0%
Groceries NAT. AVG.
77%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Centerville Utah National
Cost of living123105100
Groceries100101100
Health care102101100
Housing177113100
Transportation99101100
Utilities99101100
Lifestyle & Entertainment100102100
Household Items103102100
Education & Childcare103105100
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An Overview of Cost of Living in Centerville, UT

Are you thinking about relocating, but curious about the potential cost of living in Centerville? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in Centerville stands at 123, making it 23% higher than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.

If you're in pursuit of an economical living environment, Centerville may not fit the bill, as it ranks among the most expensive places to reside in the United States. Just a minority of regions exhibit a cost of living that is more than 20% higher than the national average, and, unfortunately, Centerville falls within this bracket.

Housing costs are a very significant part of the Centerville cost of living index and generally encompass a large percentage of take-home income. Unfortunately, in this area, the housing costs for both homes and rentals were 76.7% more than the average city. This includes things like home and rent prices, mortgage rates and insurance.

Is Centerville Affordable?

Is Centerville an affordable place to live? It's a good question and one that you might want to ask when considering any new city, as affordability can play a huge role in the decision making process. The cost of living index (which we covered above), as well as housing costs and income levels play a vital role in determining the affordability of an area. The median home price in Centerville is 97.1% higher than the national average, while the average monthly rent prices are 29.2% higher than average. The affordability of any location can also be influenced by median income levels. Centerville has a median household income of $148,422, which is 82.5% higher than the national average.

What Factors can Influence the Cost of Living in Centerville?

Utilities: Similar to the prices of any other goods or services, utility expenditures can exhibit substantial variability, influenced by factors such as climate, energy sources accessibility, geographical location and state regulations. Costs related to electricity, water, heating, and waste disposal can fluctuate, whether higher or lower, contingent on the city or state. In Centerville, the utilities index is 1.4% lower than the national average.

Healthcare: Healthcare expenditures and insurance premium rates can vary significantly, contingent upon the particular city or state. Factors such as the accessibility of healthcare facilities, out-of-pocket expenses for doctor's appointments, dental care charges, prescription medication costs, and expenses related to specialized medical care can all have an impact on the overall cost of living. In Centerville, healthcare costs are 2% higher than the national average.

Transportation: In areas where public transportation is scarce or unavailable, residents often find themselves compelled to own and upkeep vehicles, thereby increasing the overall cost of living. Monthly expenses encompass fuel, insurance, routine maintenance and potentially lease or financing payments. In Centerville, the transportation index is 0.6% lower than the national average.

Where is the Data From?

The cost of living estimates displayed for Centerville are modeled using a U.S. average baseline of 100, helping provide a useful comparison of local living expenses. Housing calculations include U.S. Census home price and rental data, while all other values are AI-assisted estimates based on regional cost patterns, climate, transportation, and everyday spending expectations. These values are intended for directional comparisons across cities.

Cost Of Living Quick Facts

  • The cost of living in Centerville is 18% higher than the Utah average
  • The cost of living in Centerville is 23% higher than the national average
  • Centerville housing is 77% higher than the national average
  • Utah general sales tax is 20% higher than the national average
  • Utah state income tax is 87% higher than the national average

Most Affordable Places to Live in and Around Centerville

See all the best places to live around Centerville

Compare Centerville, UT Cost of Living

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      Cost of living index
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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$158,838$13,237$3,706$4,766
      Renters$92,847$7,737$2,166$2,786
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Centerville, UT, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Centerville homeowners, is $158,838. This would allow for a maximum of $3,706 per month to be spent on housing costs. For renters, the median monthly income is $92,847 which would result in a maximum of $2,166 to be spent on rental costs.

      Utah Sales Tax

      State General Sales Tax With Max Surtax
      Utah 6.1% 8.35%

      Utah Income Tax

      State Income Tax (Low) Income Tax (High)
      Utah 4.85% 4.85%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Sunset, UT5,4561010.8%
      Clearfield, UT32,5371087.7%
      Magna, UT27,9381099.4%
      Layton, UT79,01811414.4%
      Clinton, UT22,89311414.4%
      Centerville, UT18,18712323.4%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Cinco Ranch, TX18,19012727.1%
      Sunland Park, NM18,197928.1%
      Maryland City, MD18,20013030.3%
      Laurel, VA18,2021088.3%
      Brownsville, FL18,1701054.9%
      Centerville, UT18,18712323.4%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.