Cost of Living in Grafton, IL

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2%
Overall NAT. AVG.
2%
Groceries NAT. AVG.
4%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Grafton Illinois National
Cost of living9898100
Groceries99100100
Health care93100100
Housing10495100
Transportation97101100
Utilities9699100
Lifestyle & Entertainment94100100
Household Items97100100
Education & Childcare96100100
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Homes For Sale In Grafton, IL

property for sale

17816 Powerline Rd

Grafton, IL
property for sale

1134 Redwing Ct

Grafton, IL
property for sale

1001 Grafton Hills Dr

Grafton, IL
property for sale

308 Pelican Way

Grafton, IL
See the Newest Homes For Sale In Grafton, IL

Cost Of Living Quick Facts

  • The cost of living in Grafton is equal to the Illinois average
  • The cost of living in Grafton is 2% lower than the national average
  • Grafton housing is 4% higher than the national average
  • Illinois general sales tax is 22% higher than the national average
  • Illinois state income tax is 91% higher than the national average

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$99,630$8,303$2,325$2,989
      Renters$0$0$0$0

      Illinois Sales Tax

      State General Sales Tax With Max Surtax
      Illinois 6.25% 10.25%

      Illinois Income Tax

      State Income Tax (Low) Income Tax (High)
      Illinois 4.95% 4.95%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Otterville, IL2017723.4%
      Hardin, IL8558119.5%
      Fieldon, IL1568119.5%
      Kane, IL2528118.5%
      Brussels, IL1178217.9%
      Grafton, IL688981.6%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Grimes, AL6888317.1%
      Geyserville, CA68817171.1%
      Bedford Park, IL6881076.7%
      Bradford, IL6888614.2%
      Palmyra, NE688918.8%
      Grafton, IL688981.6%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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