Cost of Living in Gold River, CA

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F
58%
Overall NAT. AVG.
11%
Groceries NAT. AVG.
163%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Gold River California National
Cost of living158141100
Groceries111111100
Health care111116100
Housing263197100
Transportation113118100
Utilities117119100
Lifestyle & Entertainment113120100
Household Items109111100
Education & Childcare123127100
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Homes For Sale In Gold River, CA

property for sale

11845 Prospect Hill Dr

Gold River, CA
property for sale

2022 Roaring Camp Dr

Rancho Cordova, CA
property for sale

11455 Forty Niner Cir

Gold River, CA
property for sale

11365 Manta Pl

Gold River, CA

Cost Of Living Quick Facts

  • The cost of living in Gold River is 12% higher than the California average
  • The cost of living in Gold River is 58% higher than the national average
  • Gold River housing is 163% higher than the national average
  • California general sales tax is 42% higher than the national average
  • California state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around Gold River

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Compare Gold River, CA Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$211,506$17,626$4,935$6,346
      Renters$112,596$9,383$2,627$3,378
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Gold River, CA, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Gold River homeowners, is $211,506. This would allow for a maximum of $4,935 per month to be spent on housing costs. For renters, the median monthly income is $112,596 which would result in a maximum of $2,627 to be spent on rental costs.

      California Sales Tax

      State General Sales Tax With Max Surtax
      California 7.25% 10.5%

      California Income Tax

      State Income Tax (Low) Income Tax (High)
      California 1% 13.3%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Freeport, CA7111615.6%
      Fruitridge Pocket, CA5,94011616.0%
      McClellan Park, CA87011716.6%
      North Highlands, CA50,17211918.7%
      Parkway, CA16,88212120.6%
      Gold River, CA8,10015858.3%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Marion, NC8,0998812.4%
      Grand Blanc, MI8,098955.1%
      Newton, NJ8,10211716.6%
      Dexter, MO8,1038416.4%
      Santa Clara, UT8,10312423.9%
      Gold River, CA8,10015858.3%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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