Cost Of Living in Gold River, CA

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F

58%

Overall NAT. AVG.

9%

Goods & Services NAT. AVG.

165%

Housing NAT. AVG.

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Gold River	California	National
Cost of living	158	140	100
Goods & Services	109	111	100
Groceries	108	112	100
Health care	113	109	100
Housing	265	196	100
Transportation	121	126	100
Utilities	114	127	100

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Cost Of Living Quick Facts

The cost of living in Gold River is 13% higher than the California average
The cost of living in Gold River is 58% higher than the national average
Gold River housing is 165% higher than the national average
California general sales tax is 42% higher than the national average
California state income tax is 61% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$140,769	$11,731	$3,284	$4,223
Renters	$76,891	$6,408	$1,794	$2,307

The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Gold River, CA, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Gold River homeowners, is $140,769. This would allow for a maximum of $3,284 per month to be spent on housing costs. For renters, the median monthly income is $76,891 which would result in a maximum of $1,794 to be spent on rental costs.

California Sales Tax

State	General Sales Tax	With Max Surtax
California	7.25%	10.5%

California Income Tax

State	Income Tax (Low)	Income Tax (High)
California	1%	13.3%

Goods & Services

Item	Gold River	National avg.	Difference
Haircut	$40.00	$24.26	64.9%
Beauty Salon	$60.53	$45.56	32.8%
Toothpaste	$3.67	$3.70	1.0%
Shampoo	$1.44	$1.28	12.5%
Movie	$13.76	$12.13	13.4%
Bowling	$22.22	$18.00	23.5%

Groceries

Item	Gold River	National avg.	Difference
Ground Beef	$5.56	$5.84	4.7%
Fried Chicken	$2.06	$1.57	31.0%
Milk	$4.93	$4.67	5.5%
Potatoes	$4.69	$4.93	5.0%
Pizza	$13.98	$12.09	15.7%
Beer	$10.49	$10.41	0.8%

Health Care

Item	Gold River	National avg.	Difference
Optometrist	$153.50	$125.68	22.1%
Doctor	$201.43	$135.78	48.3%
Dentist	$115.72	$113.29	2.1%
Ibuprofen	$11.03	$10.65	3.5%
Lipitor	$380.45	$468.60	18.8%

Housing

Item	Gold River	National avg.	Difference
Home Price	$552,300.00	$184,700.00	199.0%
Avg. Mortgage Payment	$3,182.68	$2,346.69	35.6%
Apartment Rent	$1,766.00	$949.00	86.1%

Transportation

Item	Gold River	National avg.	Difference
Gasoline	$4.51	$3.46	30.2%
Tire Balancing	$58.67	$59.92	2.1%

Utilities

Item	Gold River	National avg.	Difference
All Electricity	$238.53	$193.99	23.0%
Phone	$190.81	$192.25	0.7%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Freeport, CA	70	112	11.6%
Fruitridge Pocket, CA	5,771	110	10.0%
McClellan Park, CA	843	115	14.7%
Parkway, CA	16,282	117	16.8%
North Highlands, CA	48,660	117	17.0%
Gold River, CA	7,930	158	57.7%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Catoosa, OK	7,930	87	13.3%
Bellevue, OH	7,928	89	11.4%
Camp Hill, PA	7,926	108	8.5%
Wytheville, VA	7,925	92	8.5%
Newton, NJ	7,935	106	6.2%
Gold River, CA	7,930	158	57.7%