Cost of Living in Girard, PA

Get 300+ Local Insights for Any Address in Girard, PA

Get Access to 300+ Local Data Points
A+
9%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
28%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Girard Pennsylvania National
Cost of living9197100
Groceries97100100
Health care9799100
Housing7290100
Transportation101101100
Utilities10199100
Lifestyle & Entertainment96100100
Household Items10299100
Education & Childcare98101100
Does this Area Fit Your Budget? Local Insights Report
  • Know the community before you call it home
  • Compare multiple areas side by side
  • Access over 300 data points for any address
Local Insights Report

Homes For Sale In Girard, PA

property for sale

5333 Westgate Dr

Girard, PA
property for sale

8050 Simit Ln

Girard, PA
property for sale

5461 Champagne Ctr

Girard, PA
property for sale

221 Pheasant Dr

Girard, PA

Cost Of Living Quick Facts

  • The cost of living in Girard is 6% lower than the Pennsylvania average
  • The cost of living in Girard is 9% lower than the national average
  • Girard housing is 28% lower than the national average
  • Pennsylvania general sales tax is 18% higher than the national average
  • Pennsylvania state income tax is 18% higher than the national average

Most Affordable Places to Live in and Around Girard

See all the best places to live around Girard

Compare Girard, PA Cost of Living

City Image
    City Default Image
      vs
      How would you rate the cost of living in Girard?
      Write a review to give others more information about this area.
      Is the cost of living increasing or decreasing in Girard?
      Write a review to give others more information about this area.
      See all Girard poll results

      The best places in Pennsylvania

      Here are the best places to live in PennsylvaniaThese are the largest cities in PennsylvaniaSafest States In The USCheck out the 10 safest cities in Pennsylvania
      Best Places in Pennsylvania

      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$106,384$8,865$2,482$3,192
      Renters$62,302$5,192$1,454$1,869

      Pennsylvania Sales Tax

      State General Sales Tax With Max Surtax
      Pennsylvania 6% 8%

      Pennsylvania Income Tax

      State Income Tax (Low) Income Tax (High)
      Pennsylvania 3.07% 3.07%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Springboro, PA3198415.7%
      Cambridge Springs, PA2,7458515.2%
      Conneaut, OH12,8048614.2%
      Erie, PA100,2858613.6%
      Albion, PA1,3758713.4%
      Girard, PA3,030919.2%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Hildale, UT3,0301099.2%
      Georgetown, CA3,02913029.8%
      Denver, NC3,0291022.2%
      Richmond, Subd. C, NS3,029n/a 
      Cutchogue, NY3,03116564.5%
      Girard, PA3,030919.2%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
      General
      For Professionals
      Follow Us
      AV on Twitter AV on Facebook
      © AreaVibes Inc. 2010-2026