Cost of Living in Cutchogue, NY

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F
65%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
195%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Cutchogue New York National
Cost of living165121100
Groceries104106100
Health care108110100
Housing295144100
Transportation111113100
Utilities112112100
Lifestyle & Entertainment109111100
Household Items104106100
Education & Childcare115118100
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Homes For Sale In Cutchogue, NY

property for sale

4900 Depot Ln

Cutchogue, NY
property for sale

440 Cases Ln

Cutchogue, NY
property for sale

26745 Main Rd

Cutchogue, NY
property for sale

435 Old Saddle Ln

Cutchogue, NY

Cost Of Living Quick Facts

  • The cost of living in Cutchogue is 36% higher than the New York average
  • The cost of living in Cutchogue is 65% higher than the national average
  • Cutchogue housing is 195% higher than the national average
  • New York general sales tax is 22% lower than the national average
  • New York state income tax is 54% higher than the national average

Most Affordable Places to Live in and Around Cutchogue

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Compare Cutchogue, NY Cost of Living

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      Utilities index
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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$163,634$13,636$3,818$4,910
      Renters$171,050$14,254$3,991$5,132

      New York Sales Tax

      State General Sales Tax With Max Surtax
      New York 4% 8.875%

      New York Income Tax

      State Income Tax (Low) Income Tax (High)
      New York 4% 10.9%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Dering Harbor, NY011010.2%
      Riverside village, NY634936.8%
      Northville village, NY1,0401010.9%
      Calverton, NY5,39911818.1%
      Flanders, NY5,27713130.7%
      Cutchogue, NY3,03116564.5%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Wise, VA3,0318712.5%
      La Loche, SK3,031n/a 
      Girard, PA3,030919.2%
      Hildale, UT3,0301099.2%
      Warsaw, NY3,032955.0%
      Cutchogue, NY3,03116564.5%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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