Cost Of Living in Georgetown, MS

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A+

25%

Overall NAT. AVG.

3%

Groceries NAT. AVG.

69%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Georgetown	Mississippi	National
Cost of living	75	86	100
Groceries	97	97	100
Health care	91	95	100
Housing	31	63	100
Transportation	92	94	100
Utilities	96	98	100
Lifestyle & Entertainment	90	94	100
Household Items	96	96	100
Education & Childcare	97	94	100

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Homes For Sale In Georgetown, MS

Steel Creek Rd

Georgetown, MS

Broad St

Georgetown, MS

Cost Of Living Quick Facts

The cost of living in Georgetown is 12% lower than the Mississippi average
The cost of living in Georgetown is 25% lower than the national average
Georgetown housing is 69% lower than the national average
Mississippi general sales tax is 37% higher than the national average
Mississippi state income tax is 93% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$46,375	$3,865	$1,082	$1,391
Renters	$0	$0	$0	$0

Mississippi Sales Tax

State	General Sales Tax	With Max Surtax
Mississippi	7%	7.25%

Mississippi Income Tax

State	Income Tax (Low)	Income Tax (High)
Mississippi	5%	5%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Hazlehurst, MS	3,922	81	19.0%
Crystal Springs, MS	4,895	82	17.7%
Beauregard, MS	502	84	16.3%
Braxton, MS	197	84	15.7%
New Hebron, MS	676	85	15.4%
Georgetown, MS	253	75	24.7%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Lead Hill, AR	253	84	15.7%
Lost Bridge Village, AR	253	116	15.5%
Del Muerto, AZ	253	71	29.0%
Benton, CA	253	116	16.3%
Cressey, CA	253	115	15.1%
Georgetown, MS	253	75	24.7%