Cost of Living in Crystal Springs, MS

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18%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
45%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Crystal Springs Mississippi National
Cost of living8286100
Groceries9797100
Health care9195100
Housing5563100
Transportation9294100
Utilities9698100
Lifestyle & Entertainment9094100
Household Items9696100
Education & Childcare9794100
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Homes For Sale In Crystal Springs, MS

property for sale

22185 Highway 51

Crystal Springs, MS
property for sale

1023 Shiloh Run Dr

Crystal Springs, MS
property for sale

169 Bankhead Ln

Crystal Springs, MS
property for sale

11155 New Zion Rd

Crystal Springs, MS

Cost Of Living Quick Facts

  • The cost of living in Crystal Springs is 4% lower than the Mississippi average
  • The cost of living in Crystal Springs is 18% lower than the national average
  • Crystal Springs housing is 45% lower than the national average
  • Mississippi general sales tax is 37% higher than the national average
  • Mississippi state income tax is 93% higher than the national average

Most Affordable Places to Live in and Around Crystal Springs

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$86,518$7,210$2,019$2,596
      Renters$31,171$2,598$727$935
      A good indicator of the general affordability of housing in Crystal Springs, MS, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Crystal Springs, the median monthly income is $86,518 for those who own their own homes. Under the standard rule, that income level would allow for $2,019 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $31,171, per the median income in the area. That would allow for renters to spend up to $727 on monthly rental expenses.

      Mississippi Sales Tax

      State General Sales Tax With Max Surtax
      Mississippi 7% 7.25%

      Mississippi Income Tax

      State Income Tax (Low) Income Tax (High)
      Mississippi 5% 5%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Georgetown, MS2537524.7%
      Hazlehurst, MS3,9228119.0%
      Learned, MS868416.3%
      Cleary, MS1,9038614.5%
      Terry, MS2,1428911.0%
      Crystal Springs, MS4,8958217.7%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Goddard, KS4,896936.8%
      Mystic, CT4,89313535.3%
      Highlands, NJ4,89312323.2%
      Richwood, LA4,8978218.1%
      Ellisburg, NJ4,89111616.0%
      Crystal Springs, MS4,8958217.7%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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