Cost of Living in Garden City, GA

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A+
6%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
22%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Garden City Georgia National
Cost of living9496100
Groceries9899100
Health care10299100
Housing7888100
Transportation9999100
Utilities103102100
Lifestyle & Entertainment102100100
Household Items100100100
Education & Childcare10699100
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Homes For Sale In Garden City, GA

property for sale

90 Varnedoe Ave

Savannah, GA
property for sale

17 Russell Ave

Savannah, GA
property for sale

123 Salt Creek Rd

Savannah, GA
property for sale

2308 Godbee Ave

Savannah, GA

Cost Of Living Quick Facts

  • The cost of living in Garden City is 2% lower than the Georgia average
  • The cost of living in Garden City is 6% lower than the national average
  • Garden City housing is 22% lower than the national average
  • Georgia general sales tax is 22% lower than the national average
  • Georgia state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around Garden City

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      Salary Calculator

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      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$63,503$5,292$1,482$1,905
      Renters$61,972$5,164$1,446$1,859
      To approximate the cost of living and the housing affordability in Garden City, GA, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Garden City have a median income of $63,503. Therefore, the amount that a consumer should spend on housing costs should be no more than $1,482 per month to avoid calamity and poverty. The renters in the city have an income of about $61,972, which would make their monthly maximum allowable rental costs $1,446.

      Georgia Sales Tax

      State General Sales Tax With Max Surtax
      Georgia 4% 8%

      Georgia Income Tax

      State Income Tax (Low) Income Tax (High)
      Georgia 1% 5.57%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Bloomingdale, GA2,890954.8%
      Savannah, GA148,994991.2%
      Rincon, GA10,5111010.8%
      Georgetown, GA12,9961021.6%
      Port Wentworth, GA9,1531044.3%
      Garden City, GA9,315946.3%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Lihue, HI9,31417373.2%
      Heath, TX9,31114646.3%
      Hernando, FL9,319928.3%
      Harleysville, PA9,30812221.7%
      Leonia, NJ9,32415353.2%
      Garden City, GA9,315946.3%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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