A+
0%
Overall NAT. AVG.
5%
Groceries NAT. AVG.
9%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Sevierville Tennessee National
Cost of living10092100
Groceries9598100
Health care9997100
Housing10980100
Transportation9597100
Utilities9598100
Lifestyle & Entertainment9697100
Household Items9698100
Education & Childcare10297100
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An Overview of Cost of Living in Sevierville, TN

Are you thinking about relocating, but curious about the potential cost of living in Sevierville? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in Sevierville stands at 100, making it 0% equal to the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.

The cost of living in Sevierville aligns closely with the national average when compared to other cities across the nation. Everyday essentials such as groceries, household expenses, health care and utility bills are priced at a level consistent with the average in similar urban areas. Sevierville residents can anticipate that their daily expenses won't be significantly higher than those in an average city, ensuring that the cost of living remains manageable.

What Do Locals Say About the Cost of Living in Sevierville?

When it comes to knowing a city, its residents are the experts. We conducted a survey with 6 locals to understand their opinions on the cost of living in Sevierville. The results indicated that 50% found it reasonably priced with decreasing prices of goods and services, while 50% viewed it as quite expensive, with increasing prices.

Is Sevierville Affordable?

Is Sevierville affordable? It's a key consideration when pondering a move, as affordability often shapes your choices. The cost of living index (we discussed it earlier), coupled with housing costs and income levels, serves as the cornerstone for determining a location's affordability. Take Sevierville, for instance, where the median home price falls 20% higher than the national average, and monthly rent rates are 16.8% lower than usual. Additionally, median income levels contribute to the equation, with Sevierville flaunting a median household income of $65,099, 20% lower than the national norm.

What Factors can Influence the Cost of Living in Sevierville?

Urbanization: Larger, urban centers, known for their wealth of amenities and strong employment prospects, often exhibit an elevated cost of living, primarily attributable to the heightened demand for services and residential relocation. Consequently, this scenario leads to elevated home prices and higher rental rates. In contrast, sparsely populated rural areas or regions characterized by diminished demand typically provide a more limited array of amenities and experience slower job market growth, resulting in a more affordable cost of living.

Healthcare: The costs associated with healthcare and insurance premiums can exhibit notable disparities based on the city or state of residence. Access to healthcare facilities, out-of-pocket expenses for medical appointments, dental care charges, prescription medication costs and specialized medical care expenses all contribute to variations in the cost of living. In Sevierville, healthcare costs are 1.3% lower than the national average.

Groceries: Grocery prices have seen substantial hikes in the last 2-3 years, with some markets witnessing food cost increases of over 20% during this period. Conversely, certain markets have experienced only moderate upticks. These variations in food expenses can have a substantial impact on the overall cost of living in any locality. In Sevierville, the groceries index is 4.6% lower than the national average.

Where is the Data From?

The cost of living estimates displayed for Sevierville are modeled using a U.S. average baseline of 100, helping provide a useful comparison of local living expenses. Housing calculations include U.S. Census home price and rental data, while all other values are AI-assisted estimates based on regional cost patterns, climate, transportation, and everyday spending expectations. These values are intended for directional comparisons across cities.

Cost Of Living Quick Facts

  • The cost of living in Sevierville is 9% higher than the Tennessee average
  • The cost of living in Sevierville is equal to the national average
  • Sevierville housing is 9% higher than the national average
  • Tennessee general sales tax is 37% higher than the national average
  • Tennessee state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Sevierville

See all the best places to live around Sevierville

Compare Sevierville, TN Cost of Living

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      Utilities index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$87,841$7,320$2,049$2,635
      Renters$50,629$4,219$1,181$1,519
      To approximate the cost of living and the housing affordability in Sevierville, TN, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Sevierville have a median income of $87,841. Therefore, the amount that a consumer should spend on housing costs should be no more than $2,049 per month to avoid calamity and poverty. The renters in the city have an income of about $50,629, which would make their monthly maximum allowable rental costs $1,181.

      Tennessee Sales Tax

      State General Sales Tax With Max Surtax
      Tennessee 7% 9.75%

      Tennessee Income Tax

      State Income Tax (Low) Income Tax (High)
      Tennessee 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Mascot, TN2,7629010.4%
      New Market, TN1,617909.5%
      Fairgarden, TN420918.9%
      Dandridge, TN3,269946.1%
      Pigeon Forge, TN6,487964.3%
      Sevierville, TN17,7291000.4%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Brenham, TX17,717982.4%
      Pampa, TX17,7438514.6%
      Pinewood, FL17,7141087.8%
      Nederland, TX17,748954.7%
      Estelle, LA17,706991.4%
      Sevierville, TN17,7291000.4%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.