Cost of Living in Garfield, AR

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4%
Overall NAT. AVG.
6%
Groceries NAT. AVG.
3%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Garfield Arkansas National
Cost of living9686100
Groceries9496100
Health care9395100
Housing10367100
Transportation9294100
Utilities9593100
Lifestyle & Entertainment9693100
Household Items9596100
Education & Childcare9092100
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Homes For Sale In Garfield, AR

property for sale

17032 Bray Rd

Garfield, AR
property for sale

13122 Shaffer Rd

Garfield, AR
property for sale

15150 Wild Honey Ln

Garfield, AR
property for sale

25.9 Acres

Garfield, AR

Cost Of Living Quick Facts

  • The cost of living in Garfield is 12% higher than the Arkansas average
  • The cost of living in Garfield is 4% lower than the national average
  • Garfield housing is 3% higher than the national average
  • Arkansas general sales tax is 27% higher than the national average
  • Arkansas state income tax is 23% lower than the national average

Most Affordable Places to Live in and Around Garfield

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      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$112,976$9,415$2,636$3,390
      Renters$75,654$6,305$1,765$2,270

      Arkansas Sales Tax

      State General Sales Tax With Max Surtax
      Arkansas 6.5% 11.625%

      Arkansas Income Tax

      State Income Tax (Low) Income Tax (High)
      Arkansas 2% 4.9%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Seligman, MO9548119.5%
      Washburn, MO4278119.0%
      Exeter, MO1,0468218.2%
      Beaver, AR548712.7%
      Eagle Rock, MO1229010.1%
      Garfield, AR527963.5%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Cotton Plant, AR5277326.9%
      Portia, AR5277920.6%
      Juliaetta, ID5271000.1%
      Cawker City, KS5278119.4%
      Coopers Plains, NY527909.7%
      Garfield, AR527963.5%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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