Cost Of Living in Cotton Plant, AR

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27%

Overall NAT. AVG.

3%

Groceries NAT. AVG.

78%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Cotton Plant	Arkansas	National
Cost of living	73	86	100
Groceries	97	96	100
Health care	97	95	100
Housing	22	67	100
Transportation	95	94	100
Utilities	93	93	100
Lifestyle & Entertainment	91	93	100
Household Items	97	96	100
Education & Childcare	94	92	100

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Cost Of Living Quick Facts

The cost of living in Cotton Plant is 15% lower than the Arkansas average
The cost of living in Cotton Plant is 27% lower than the national average
Cotton Plant housing is 78% lower than the national average
Arkansas general sales tax is 27% higher than the national average
Arkansas state income tax is 23% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$48,628	$4,052	$1,135	$1,459
Renters	$22,594	$1,883	$527	$678

Arkansas Sales Tax

State	General Sales Tax	With Max Surtax
Arkansas	6.5%	11.625%

Arkansas Income Tax

State	Income Tax (Low)	Income Tax (High)
Arkansas	2%	4.9%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Fargo, AR	107	95	4.8%
Georgetown, AR	98	75	24.9%
Wheatley, AR	635	80	19.7%
Fredonia (Biscoe), AR	246	79	21.0%
Hunter, AR	122	79	21.5%
Cotton Plant, AR	527	73	26.9%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Garfield, AR	527	96	3.5%
Portia, AR	527	79	20.6%
Juliaetta, ID	527	100	0.1%
Cawker City, KS	527	81	19.4%
Coopers Plains, NY	527	90	9.7%
Cotton Plant, AR	527	73	26.9%