Cost Of Living in Fraser, CO

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D+

19%

Overall NAT. AVG.

4%

Groceries NAT. AVG.

50%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Fraser	Colorado	National
Cost of living	119	115	100
Groceries	104	104	100
Health care	105	107	100
Housing	150	136	100
Transportation	103	106	100
Utilities	109	108	100
Lifestyle & Entertainment	103	107	100
Household Items	106	105	100
Education & Childcare	113	111	100

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Homes For Sale In Fraser, CO

56 Wheeler Rd

Winter Park, CO

220 Reunion Ct

Fraser, CO

110 River Run Cir

Fraser, CO

109 Wheeler Rd

Winter Park, CO

Cost Of Living Quick Facts

The cost of living in Fraser is 3% higher than the Colorado average
The cost of living in Fraser is 19% higher than the national average
Fraser housing is 50% higher than the national average
Colorado general sales tax is 43% lower than the national average
Colorado state income tax is 69% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$104,338	$8,695	$2,434	$3,130
Renters	$79,197	$6,600	$1,848	$2,376

Colorado Sales Tax

State	General Sales Tax	With Max Surtax
Colorado	2.9%	10%

Colorado Income Tax

State	Income Tax (Low)	Income Tax (High)
Colorado	4.4%	4.4%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
St. Mary's, CO	426	109	8.9%
Eldora, CO	364	106	5.6%
Tabernash, CO	643	106	5.6%
Granby, CO	2,332	113	13.3%
Empire, CO	419	121	20.6%
Fraser, CO	1,334	119	19.0%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Newberry, MI	1,334	81	18.7%
Dewart, PA	1,334	90	9.9%
Île-à-la-Crosse, SK	1,334	n/a
Waldheim, SK	1,334	n/a
Golden Shores, AZ	1,333	88	11.6%
Fraser, CO	1,334	119	19.0%