Cost Of Living in Union Gap, WA

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0%

Overall NAT. AVG.

9%

Groceries NAT. AVG.

24%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Union Gap	Washington	National
Cost of living	100	119	100
Groceries	109	107	100
Health care	109	109	100
Housing	76	138	100
Transportation	110	112	100
Utilities	111	110	100
Lifestyle & Entertainment	117	112	100
Household Items	110	107	100
Education & Childcare	113	117	100

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Homes For Sale In Union Gap, WA

1720 W Ahtanum Rd

Yakima, WA

2802 S 5th Ave #41

Yakima, WA

2804 S 1st Ave

Union Gap, WA

13 Leisure Hill Dr

Union Gap, WA

Cost Of Living Quick Facts

The cost of living in Union Gap is 15% lower than the Washington average
The cost of living in Union Gap is equal to the national average
Union Gap housing is 24% lower than the national average
Washington general sales tax is 27% higher than the national average
Washington state income tax is 100% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$82,178	$6,848	$1,917	$2,466
Renters	$60,076	$5,006	$1,402	$1,802

To approximate the cost of living and the housing affordability in Union Gap, WA, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Union Gap have a median income of $82,178. Therefore, the amount that a consumer should spend on housing costs should be no more than $1,917 per month to avoid calamity and poverty. The renters in the city have an income of about $60,076, which would make their monthly maximum allowable rental costs $1,402.

Washington Sales Tax

State	General Sales Tax	With Max Surtax
Washington	6.5%	10.4%

Washington Income Tax

State	Income Tax (Low)	Income Tax (High)
Washington	0%	0%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Donald, WA	0	111	10.9%
Parker, WA	51	111	10.9%
White Swan, WA	811	92	8.1%
Buena, WA	870	96	3.7%
Wapato, WA	5,168	97	2.7%
Union Gap, WA	6,326	100	0.5%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
East End, AR	6,325	92	8.0%
Franklin, PA	6,325	82	17.9%
Childress, TX	6,325	83	17.2%
Corcoran, MN	6,327	130	30.2%
Indian Hills, NV	6,324	123	23.2%
Union Gap, WA	6,326	100	0.5%