| Index | Fernan Lake Village | Idaho | National |
| Cost of living | 129 | 94 | 100 |
| Goods & Services | 98 | 99 | 100 |
| Groceries | 99 | 93 | 100 |
| Health care | 115 | 96 | 100 |
| Housing | 194 | 88 | 100 |
| Transportation | 107 | 108 | 100 |
| Utilities | 99 | 82 | 100 |
| Cost of living index | |
| Goods & Services index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $81,250 | $6,771 | $1,896 | $2,438 |
| Renters | $0 | $0 | $0 | $0 |
| State | General Sales Tax | With Max Surtax |
| Idaho | 6% | 8.5% |
| State | Income Tax (Low) | Income Tax (High) |
| Idaho | 1.125% | 6.925% |
| Item | Fernan Lake Village | National avg. | Difference |
| Haircut | $18.50 | $17.49 | 5.8% |
| Beauty Salon | $32.17 | $38.17 | 15.7% |
| Toothpaste | $2.42 | $2.32 | 4.3% |
| Shampoo | $1.03 | $1.01 | 1.8% |
| Movie | $13.74 | $10.72 | 28.1% |
| Bowling | $16.25 | $13.86 | 17.2% |
| Item | Fernan Lake Village | National avg. | Difference |
| Ground Beef | $3.47 | $3.90 | 11.0% |
| Fried Chicken | $1.41 | $1.40 | 1.0% |
| Milk | $1.57 | $1.96 | 20.0% |
| Potatoes | $2.81 | $3.18 | 11.7% |
| Pizza | $9.99 | $10.39 | 3.9% |
| Beer | $9.46 | $9.23 | 2.5% |
| Item | Fernan Lake Village | National avg. | Difference |
| Optometrist | $129.67 | $106.34 | 21.9% |
| Doctor | $150.75 | $115.25 | 30.8% |
| Dentist | $108.00 | $98.38 | 9.8% |
| Ibuprofen | $10.16 | $9.26 | 9.7% |
| Lipitor | $485.00 | $466.47 | 4.0% |
| Item | Fernan Lake Village | National avg. | Difference |
| Home Price | $357,900.00 | $184,700.00 | 93.8% |
| Avg. Mortgage Payment | $1,421.30 | $1,273.32 | 11.6% |
| Apartment Rent | $0.00 | $949.00 | 100.0% |
| Item | Fernan Lake Village | National avg. | Difference |
| Gasoline | $2.81 | $2.59 | 8.3% |
| Tire Balancing | $52.25 | $48.90 | 6.9% |
| Item | Fernan Lake Village | National avg. | Difference |
| All Electricity | $156.86 | $167.60 | 6.4% |
| Phone | $190.17 | $163.42 | 16.4% |
| City, State | Population | Cost of Living Index | National Avg. |
| State Line, ID | 13 | 101 | 1% |
| Huetter, ID | 94 | 88 | -12% |
| Hauser, ID | 742 | 90 | -10% |
| Rathdrum, ID | 7,357 | 97 | -3% |
| Coeur d'Alene, ID | 47,842 | 98 | -2% |
| Fernan Lake Village, ID | 152 | 129 | 29% |
| City, State | Population | Cost of Living Index | National Avg. |
| Riverside, OR | 152 | 93 | -7% |
| Barnesville, MD | 152 | 160 | 60% |
| Fall River, KS | 152 | 79 | -21% |
| Reed, AR | 152 | 76 | -24% |
| Beards Fork, WV | 152 | 72 | -28% |
| Fernan Lake Village, ID | 152 | 129 | 29% |
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