Cost Of Living in Fernan Lake Village, ID

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F

45%

Overall NAT. AVG.

1%

Groceries NAT. AVG.

150%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Fernan Lake Village	Idaho	National
Cost of living	145	98	100
Groceries	101	102	100
Health care	102	101	100
Housing	250	90	100
Transportation	98	103	100
Utilities	98	101	100
Lifestyle & Entertainment	106	105	100
Household Items	98	101	100
Education & Childcare	100	101	100

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Cost Of Living Quick Facts

The cost of living in Fernan Lake Village is 47% higher than the Idaho average
The cost of living in Fernan Lake Village is 45% higher than the national average
Fernan Lake Village housing is 150% higher than the national average
Idaho general sales tax is 18% higher than the national average
Idaho state income tax is 123% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$154,385	$12,865	$3,602	$4,632
Renters	$0	$0	$0	$0

Idaho Sales Tax

State	General Sales Tax	With Max Surtax
Idaho	6%	8.5%

Idaho Income Tax

State	Income Tax (Low)	Income Tax (High)
Idaho	5.8%	5.8%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
State Line, ID	14	102	2.5%
Huetter, ID	195	103	3.3%
Hauser, ID	960	109	8.7%
Rathdrum, ID	8,985	109	8.7%
Post Falls, ID	36,171	111	10.6%
Fernan Lake Village, ID	120	145	45.2%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Oakhaven, AR	120	82	17.7%
Gem, KS	120	82	18.0%
Republic, KS	120	70	29.7%
Cearfoss, MD	120	107	6.9%
Eagle, MI	120	87	13.3%
Fernan Lake Village, ID	120	145	45.2%