Cost of Living in Fairfield Bay, AR

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12%
Overall NAT. AVG.
5%
Groceries NAT. AVG.
29%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Fairfield Bay Arkansas National
Cost of living8886100
Groceries9596100
Health care9695100
Housing7167100
Transportation9694100
Utilities9693100
Lifestyle & Entertainment9393100
Household Items9896100
Education & Childcare9592100
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Homes For Sale In Fairfield Bay, AR

property for sale

167 Overlook Dr

Fairfield Bay, AR
property for sale

145 Lumberjack Ln

Fairfield Bay, AR
property for sale

120 Cedar Valley Rd Lot 586 Lakeview

Fairfield Bay, AR
property for sale

122 Crest Dr

Fairfield Bay, AR

Cost Of Living Quick Facts

  • The cost of living in Fairfield Bay is 2% higher than the Arkansas average
  • The cost of living in Fairfield Bay is 12% lower than the national average
  • Fairfield Bay housing is 29% lower than the national average
  • Arkansas general sales tax is 27% higher than the national average
  • Arkansas state income tax is 23% lower than the national average

Most Affordable Places to Live in and Around Fairfield Bay

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Compare Fairfield Bay, AR Cost of Living

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      Utilities index
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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$74,102$6,175$1,729$2,223
      Renters$34,117$2,843$796$1,024

      Arkansas Sales Tax

      State General Sales Tax With Max Surtax
      Arkansas 6.5% 11.625%

      Arkansas Income Tax

      State Income Tax (Low) Income Tax (High)
      Arkansas 2% 4.9%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Shirley, AR3558217.7%
      Clinton, AR2,6298415.6%
      Heber Springs, AR7,3688712.5%
      Greers Ferry, AR882909.8%
      Higden, AR851010.7%
      Fairfield Bay, AR2,4148811.8%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      West Branch, IA2,414955.4%
      Mason City, IL2,4148515.2%
      Stevenson, AL2,4138217.9%
      Lamoni, IA2,4128316.8%
      Grissom AFB, IN2,4168416.3%
      Fairfield Bay, AR2,4148811.8%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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