Cost of Living in Shirley, AR

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18%
Overall NAT. AVG.
5%
Groceries NAT. AVG.
49%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Shirley Arkansas National
Cost of living8286100
Groceries9596100
Health care9695100
Housing5167100
Transportation9694100
Utilities9693100
Lifestyle & Entertainment9393100
Household Items9896100
Education & Childcare9592100
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Homes For Sale In Shirley, AR

property for sale

799 Highway 9 E

Shirley, AR
property for sale

Cobalt Bay Dr Lot 45

, AR
property for sale

108 Heather Ln

Shirley, AR
property for sale

554 Emerald Cove Rd

Shirley, AR

Cost Of Living Quick Facts

  • The cost of living in Shirley is 4% lower than the Arkansas average
  • The cost of living in Shirley is 18% lower than the national average
  • Shirley housing is 49% lower than the national average
  • Arkansas general sales tax is 27% higher than the national average
  • Arkansas state income tax is 23% lower than the national average

Most Affordable Places to Live in and Around Shirley

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Compare Shirley, AR Cost of Living

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      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$86,918$7,243$2,028$2,608
      Renters$27,074$2,256$632$812

      Arkansas Sales Tax

      State General Sales Tax With Max Surtax
      Arkansas 6.5% 11.625%

      Arkansas Income Tax

      State Income Tax (Low) Income Tax (High)
      Arkansas 2% 4.9%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Dennard, AR4967723.2%
      Leslie, AR5718119.2%
      Clinton, AR2,6298415.6%
      Fairfield Bay, AR2,4148811.8%
      Greers Ferry, AR882909.8%
      Shirley, AR3558217.7%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Harrell, AR3558118.5%
      Patterson, AR3557723.4%
      Crows Landing, CA35511818.4%
      Mad River, CA35512727.0%
      Orick, CA3551109.7%
      Shirley, AR3558217.7%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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