Cost of Living in Mason City, IL

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15%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
50%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Mason City Illinois National
Cost of living8598100
Groceries101100100
Health care99100100
Housing5095100
Transportation103101100
Utilities9999100
Lifestyle & Entertainment98100100
Household Items98100100
Education & Childcare97100100
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Homes For Sale In Mason City, IL

property for sale

603 E Elm St

Mason City, IL
property for sale

715 E High St

Mason City, IL
property for sale

519 W Chestnut St

Mason City, IL

Cost Of Living Quick Facts

  • The cost of living in Mason City is 14% lower than the Illinois average
  • The cost of living in Mason City is 15% lower than the national average
  • Mason City housing is 50% lower than the national average
  • Illinois general sales tax is 22% higher than the national average
  • Illinois state income tax is 91% higher than the national average

Most Affordable Places to Live in and Around Mason City

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Compare Mason City, IL Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$95,126$7,927$2,219$2,854
      Renters$40,229$3,352$939$1,207

      Illinois Sales Tax

      State General Sales Tax With Max Surtax
      Illinois 6.25% 10.25%

      Illinois Income Tax

      State Income Tax (Low) Income Tax (High)
      Illinois 4.95% 4.95%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Topeka, IL638218.0%
      Greenview, IL9438217.6%
      Middletown, IL2168317.4%
      New Holland, IL2678416.4%
      San Jose, IL5518415.7%
      Mason City, IL2,4148515.2%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Fairfield Bay, AR2,4148811.8%
      West Branch, IA2,414955.4%
      Stevenson, AL2,4138217.9%
      Lamoni, IA2,4128316.8%
      Grissom AFB, IN2,4168416.3%
      Mason City, IL2,4148515.2%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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