Cost of Living in Empire, CA

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C-
9%
Overall NAT. AVG.
9%
Groceries NAT. AVG.
2%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Empire California National
Cost of living109141100
Groceries109111100
Health care115116100
Housing98197100
Transportation115118100
Utilities117119100
Lifestyle & Entertainment114120100
Household Items110111100
Education & Childcare124127100
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Homes For Sale In Empire, CA

property for sale

421 S Abbie St

Empire, CA
property for sale

30 A St

Empire, CA
property for sale

5114 South Ave

Empire, CA
property for sale

4143 Yosemite Blvd Unit A27

Modesto, CA

Cost Of Living Quick Facts

  • The cost of living in Empire is 22% lower than the California average
  • The cost of living in Empire is 9% higher than the national average
  • Empire housing is 2% lower than the national average
  • California general sales tax is 42% higher than the national average
  • California state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around Empire

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Compare Empire, CA Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$85,975$7,165$2,006$2,580
      Renters$46,873$3,906$1,094$1,406
      A good way to judge both the affordability of the housing and the cost of living in Empire is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Empire has a median income of about $85,975 for people who own homes. Based on that number, a maximum of $2,006 should be spent on expenses related to housing. Renters have a slightly different median income, which is $46,873. Based on this average, renters should spend no more than $1,094 on all rental costs if they want to maintain a non-impoverished standard of living.

      California Sales Tax

      State General Sales Tax With Max Surtax
      California 7.25% 10.5%

      California Income Tax

      State Income Tax (Low) Income Tax (High)
      California 1% 13.3%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Cowan, CA48611414.4%
      Monterey Park Tract, CA30411414.4%
      Parklawn, CA1,8911076.8%
      Airport, CA1,30611110.8%
      Bret Harte, CA5,1751087.9%
      Empire, CA3,3551099.4%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Newburgh, IN3,355964.3%
      Cascade Valley, WA3,3551033.5%
      West Orange, TX3,3568514.9%
      Howards Grove, WI3,356981.6%
      McChord AFB, WA3,35313534.8%
      Empire, CA3,3551099.4%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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